DFIC vs VOO
Dimensional International Core Equity 2 ETF vs Vanguard S&P 500 ETF
Which is better, DFIC or VOO?
Each has led over a different period.
VOO has a lower expense ratio. DFIC led over 1Y, VOO over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DFIC | VOO |
|---|---|---|
| Expense Ratio | 0.22% | 0.03%Best |
| AUM | $15.4B | $997.4B |
| Dividend Yield | 2.30% | 1.04% |
| Holdings | 4,134 | 509 |
| YTD Return | +11.29% | +14.14%Best |
| 1Y Return | +18.99%Best | +17.31% |
| 3Y Return (annualized) | +20.44% | +23.04%Best |
| 5Y Return (annualized) | - | +13.63% |
| Volatility (annualized) | 15.9% | 15.7%Best |
| Max Drawdown | -24.4% | -22.1%Best |
| $10,000 over 4.5 years | $17,078 | $18,298Best |
| Fund Family | Dimensional | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 23, 2022 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 24, 2022 to Sep 22, 2026 (4.5 years).
DFIC vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
DFIC vs VOO Performance
Dimensional International Core Equity 2 ETF (DFIC) is an ETF from Dimensional and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year DFIC returned +18.99% while VOO returned +17.31%. Year to date, DFIC is up 11.29% versus a gain of 14.14% for VOO.
Over three years, DFIC compounded at +20.44% per year against +23.04% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFIC has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.7% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for DFIC and -22.1% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DFIC charges 0.22% per year while VOO charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, DFIC currently yields 2.30% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 3,991 holdings in DFIC and 494 in VOO, totalling 94.2% and 99.5% of the two funds. That is not enough of DFIC to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 3,991 positions we hold weights for in DFIC and 494 in VOO, against full books of 4,134 and 509.
Top Shared Holdings
| Stock | Weight in DFIC | Weight in VOO | Difference |
|---|---|---|---|
| IPInternational Paper Co. | 0.02% | 0.03% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of DFIC and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DFIC or VOO?
DFIC has an expense ratio of 0.22% while VOO charges 0.03%. VOO is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, DFIC or VOO?
Over the past year DFIC returned +18.99% vs +17.31% for VOO, so DFIC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DFIC or VOO?
DFIC has been the more volatile fund at 15.9% annualized versus 15.7% for VOO. Worst drawdown: DFIC -24.4% vs VOO -22.1%.
Should I hold both DFIC and VOO?
DFIC and VOO have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DFIC or VOO?
DFIC yields 2.30% while VOO yields 1.04%, so DFIC currently pays the higher dividend yield.
Is VOO better than DFIC?
VOO has a lower expense ratio. DFIC led over 1Y, VOO over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.