DFIV vs IVV

Quick Verdict

IVV has a lower expense ratio. DFIV delivered stronger 1-year returns. DFIV offers more diversification with 578 holdings.

Lower Fees: IVVHigher Returns: DFIVMore Diversified: DFIV

Side-by-Side Comparison

MetricDFIVIVVWinner
Expense Ratio0.27%0.03%
AUM$20.9B$865.2B
Dividend Yield2.74%1.09%
Holdings628508
YTD Return+16.21%+13.43%
1Y Return+33.51%+22.61%
3Y Return (annualized)+24.52%+21.47%
5Y Return (annualized)+16.11%+13.26%
Volatility (annualized)15.8%15.1%
Max Drawdown-25.4%-56.5%
Fund FamilyDimensionaliShares by BlackRock (US)
CategoryEquityEquity
InceptionApr 16, 1999May 15, 2000

DFIV vs IVV Performance

Dimensional International Value ETF (DFIV) is a ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DFIV returned +33.51% while IVV returned +22.61%. Year to date, DFIV is up 16.21% versus a gain of 13.43% for IVV.

Over three years, DFIV compounded at +24.52% per year against +21.47% for IVV; over five years the annualized figures are +16.11% and +13.26% respectively. Across the full 5-year window we track, DFIV has the edge at +16.11% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DFIV has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.4% for DFIV and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DFIV charges 0.27% per year while IVV charges 0.03%. On a $10,000 position that is $27 vs $3 annually, a gap of $24 per year that compounds over a long holding period. On income, DFIV currently yields 2.74% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

DFIV and IVV share 2 holdings out of 1081 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DFIVWeight in IVVDifference
DTEG.N:BE0.49%0.05%0.44%
IP0.11%0.03%0.08%

Frequently Asked Questions

Which is cheaper, DFIV or IVV?

DFIV has an expense ratio of 0.27% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

Which performed better, DFIV or IVV?

Over the past year DFIV returned +33.51% vs +22.61% for IVV, so DFIV leads on 1-year performance. Over the longest common window we track (5 years), DFIV annualized +16.11% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, DFIV or IVV?

DFIV has been the more volatile fund at 15.8% annualized versus 15.1% for IVV. Worst drawdown: DFIV -25.4% vs IVV -56.5%.

Should I hold both DFIV and IVV?

DFIV and IVV have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DFIV and IVV?

DFIV and IVV share 2 common holdings with a 0.1% weight overlap. Combined, they hold 1081 unique securities.

Which pays a higher dividend, DFIV or IVV?

DFIV yields 2.74% while IVV yields 1.09%, so DFIV currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.