DFND vs QQQ

DFND vs QQQ

Which is better, DFND or QQQ?

Multi Alternative against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDFNDQQQ
Expense Ratio1.75%0.18%Best
AUM$9M$486.1B
Dividend Yield0.95%0.44%
Holdings78107
Volatility (annualized)10.8%Best18.3%
Max Drawdown-22.6%Best-35.1%
$10,000 over 9.9 years$19,180$60,548Best
Fund FamilySRN AdvisorsInvesco (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Growth
InceptionJan 14, 2016Mar 10, 1999

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 266 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. DFND has data through Dec 12, 2025 and QQQ through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 9.9 years row, are measured over the window both funds cover: Jan 14, 2016 to Dec 12, 2025 (9.9 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 10.8% for DFND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.6% for DFND and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

DFND charges 1.75% per year while QQQ charges 0.18%. On a $10,000 position that is $175 vs $18 annually, a gap of $157 per year that compounds over a long holding period. On income, DFND currently yields 0.95% against 0.44% for QQQ.

You are not choosing between two funds in isolation.

Whichever of DFND and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DFNDQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DFND or QQQ?

DFND has an expense ratio of 1.75% while QQQ charges 0.18%. QQQ is the cheaper option, by $157 a year on a $10,000 investment.

Which is riskier, DFND or QQQ?

QQQ has been the more volatile fund at 18.3% annualized versus 10.8% for DFND. Worst drawdown: DFND -22.6% vs QQQ -35.1%.

Should I hold both DFND and QQQ?

DFND and QQQ have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, DFND or QQQ?

DFND yields 0.95% while QQQ yields 0.44%, so DFND currently pays the higher dividend yield.

Is QQQ better than DFND?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.