DFND vs VTI
Siren DIVCON Dividend Defender ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DFND | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.75% | 0.03% | |
| AUM | $9M | $663.5B | |
| Dividend Yield | 0.95% | 1.07% | |
| Holdings | 78 | 3,543 | |
| YTD Return | +6.97% | +14.16% | |
| 1Y Return | +0.06% | +23.62% | |
| 3Y Return (annualized) | +8.78% | +21.43% | |
| 5Y Return (annualized) | +4.37% | +12.33% | |
| Volatility (annualized) | 10.8% | 15.3% | |
| Max Drawdown | -22.6% | -56.6% | |
| Fund Family | SRN Advisors | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 14, 2016 | May 24, 2001 |
DFND vs VTI Performance
Siren DIVCON Dividend Defender ETF (DFND) is a ETF from SRN Advisors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DFND returned +0.06% while VTI returned +23.62%. Year to date, DFND is up 6.97% versus a gain of 14.16% for VTI.
Over three years, DFND compounded at +8.78% per year against +21.43% for VTI; over five years the annualized figures are +4.37% and +12.33% respectively. Across the full 10-year window we track, VTI has the edge at +8.14% annualized vs +6.80%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.8% for DFND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for DFND and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DFND charges 1.75% per year while VTI charges 0.03%. On a $10,000 position that is $175 vs $3 annually, a gap of $172 per year that compounds over a long holding period. On income, DFND currently yields 0.95% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, DFND or VTI?
DFND has an expense ratio of 1.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $172 per year of difference.
Which performed better, DFND or VTI?
Over the past year DFND returned +0.06% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), DFND annualized +6.80% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, DFND or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 10.8% for DFND. Worst drawdown: DFND -22.6% vs VTI -56.6%.
Should I hold both DFND and VTI?
DFND and VTI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, DFND or VTI?
DFND yields 0.95% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.