DFSB vs IVV
Dimensional Global Sustainability Fixed Income ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | DFSB | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.03% | |
| AUM | $725M | $865.2B | |
| Dividend Yield | 4.32% | 1.09% | |
| Holdings | 715 | 508 | |
| YTD Return | +0.59% | +13.80% | |
| 1Y Return | +2.11% | +23.01% | |
| 3Y Return (annualized) | +4.86% | +21.77% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 5.6% | 15.1% | |
| Max Drawdown | -5.2% | -56.5% | |
| Fund Family | Dimensional | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 15, 2022 | May 15, 2000 |
DFSB vs IVV Performance
Dimensional Global Sustainability Fixed Income ETF (DFSB) is a ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DFSB returned +2.11% while IVV returned +23.01%. Year to date, DFSB is up 0.59% versus a gain of 13.80% for IVV.
Over three years, DFSB compounded at +4.86% per year against +21.77% for IVV. Across the full 4-year window we track, IVV has the edge at +7.04% annualized vs +4.42%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.6% for DFSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.2% for DFSB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DFSB charges 0.24% per year while IVV charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, DFSB currently yields 4.32% against 1.09% for IVV.
Holdings Overlap
DFSB and IVV share 0 holdings out of 887 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DFSB or IVV?
DFSB has an expense ratio of 0.24% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, DFSB or IVV?
Over the past year DFSB returned +2.11% vs +23.01% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), DFSB annualized +4.42% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, DFSB or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 5.6% for DFSB. Worst drawdown: DFSB -5.2% vs IVV -56.5%.
Should I hold both DFSB and IVV?
DFSB and IVV have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DFSB and IVV?
DFSB and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 887 unique securities.
Which pays a higher dividend, DFSB or IVV?
DFSB yields 4.32% while IVV yields 1.09%, so DFSB currently pays the higher dividend yield.
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