DFSB vs QQQ
Dimensional Global Sustainability Fixed Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. DFSB offers more diversification with 382 holdings.
Side-by-Side Comparison
| Metric | DFSB | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.18% | |
| AUM | $725M | $455.8B | |
| Dividend Yield | 4.32% | 0.41% | |
| Holdings | 715 | 108 | |
| YTD Return | +0.57% | +17.46% | |
| 1Y Return | +2.09% | +26.02% | |
| 3Y Return (annualized) | +4.89% | +25.51% | |
| 5Y Return (annualized) | - | +15.12% | |
| Volatility (annualized) | 5.6% | 30.6% | |
| Max Drawdown | -5.2% | -83.0% | |
| Fund Family | Dimensional | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 15, 2022 | Mar 10, 1999 |
DFSB vs QQQ Performance
Dimensional Global Sustainability Fixed Income ETF (DFSB) is a ETF from Dimensional and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DFSB returned +2.09% while QQQ returned +26.02%. Year to date, DFSB is up 0.57% versus a gain of 17.46% for QQQ.
Over three years, DFSB compounded at +4.89% per year against +25.51% for QQQ. Across the full 4-year window we track, QQQ has the edge at +13.08% annualized vs +4.41%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.6% for DFSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.2% for DFSB and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DFSB charges 0.24% per year while QQQ charges 0.18%. On a $10,000 position that is $24 vs $18 annually, a gap of $6 per year that compounds over a long holding period. On income, DFSB currently yields 4.32% against 0.41% for QQQ.
Holdings Overlap
DFSB and QQQ share 0 holdings out of 485 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DFSB or QQQ?
DFSB has an expense ratio of 0.24% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, DFSB or QQQ?
Over the past year DFSB returned +2.09% vs +26.02% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), DFSB annualized +4.41% vs +13.08% for QQQ. Past performance does not guarantee future results.
Which is riskier, DFSB or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 5.6% for DFSB. Worst drawdown: DFSB -5.2% vs QQQ -83.0%.
Should I hold both DFSB and QQQ?
DFSB and QQQ have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DFSB and QQQ?
DFSB and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 485 unique securities.
Which pays a higher dividend, DFSB or QQQ?
DFSB yields 4.32% while QQQ yields 0.41%, so DFSB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.