DIME vs SCHD
CoinShares Altcoins ETF vs Schwab US Dividend Equity ETF
Which is better, DIME or SCHD?
Multi Alternative against Large Cap Value.
DIME has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 85.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DIME | SCHD |
|---|---|---|
| Expense Ratio | 0.00%Best | 0.06% |
| AUM | $2M | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 14 | 206 |
| YTD Return | -11.38% | +22.89%Best |
| 1Y Return | -46.83% | +29.27%Best |
| 3Y Return (annualized) | - | +16.56% |
| 5Y Return (annualized) | - | +9.63% |
| Volatility (annualized) | 66.4% | 14.5%Best |
| Max Drawdown | -72.6% | -6.9%Best |
| $10,000 over 1 years | $4,619 | $12,582Best |
| Top 10 Weight | 85.8% | 41.8%Best |
| Fund Family | Valkyrie Funds | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Oct 6, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 7, 2025 to Oct 12, 2026 (1 years).
DIME vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
DIME vs SCHD Performance
CoinShares Altcoins ETF (DIME) is an ETF from Valkyrie Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DIME returned -46.83% while SCHD returned +29.27%. Year to date, DIME is down 11.38% versus a gain of 22.89% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DIME has been the more volatile fund, with annualized monthly volatility of 66.4% compared with 14.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -72.6% for DIME and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
DIME charges 0.00% per year while SCHD charges 0.06%. On a $10,000 position that is $0 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, DIME currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 13 holdings in DIME and 99 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 13 positions we hold weights for in DIME and 99 in SCHD, against full books of 14 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for DIME (99.9% of the fund), and 1 for DIME that do not appear in SCHD (0.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of DIME and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DIME or SCHD?
DIME has an expense ratio of 0.00% while SCHD charges 0.06%. DIME is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, DIME or SCHD?
Over the past year DIME returned -46.83% vs +29.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), DIME annualized -53.81% vs +25.82% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DIME or SCHD?
DIME has been the more volatile fund at 66.4% annualized versus 14.5% for SCHD. Worst drawdown: DIME -72.6% vs SCHD -6.9%.
Should I hold both DIME and SCHD?
DIME and SCHD have a monthly-return correlation of -0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DIME or SCHD?
DIME yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DIME?
DIME has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 85.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.