DIPS vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricDIPSIVVWinner
Expense Ratio1.05%0.03%
AUM$8M$865.2B
Dividend Yield62.08%1.09%
Holdings13508
YTD Return-13.90%+13.80%
1Y Return-14.87%+23.70%
3Y Return (annualized)-+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)26.4%15.1%
Max Drawdown-59.9%-56.5%
Fund FamilyYieldMax ETFiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionJul 23, 2024May 15, 2000

DIPS vs IVV Performance

YieldMax Short NVDA Option Income Strategy ETF (DIPS) is a ETF from YieldMax ETF and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DIPS returned -14.87% while IVV returned +23.70%. Year to date, DIPS is down 13.90% versus a gain of 13.80% for IVV.

Risk: Volatility and Drawdowns

DIPS has been the more volatile fund, with annualized monthly volatility of 26.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.9% for DIPS and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DIPS charges 1.05% per year while IVV charges 0.03%. On a $10,000 position that is $105 vs $3 annually, a gap of $102 per year that compounds over a long holding period. On income, DIPS currently yields 62.08% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

DIPS and IVV share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DIPS or IVV?

DIPS has an expense ratio of 1.05% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $102 per year of difference.

Which performed better, DIPS or IVV?

Over the past year DIPS returned -14.87% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), DIPS annualized -32.38% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, DIPS or IVV?

DIPS has been the more volatile fund at 26.4% annualized versus 15.1% for IVV. Worst drawdown: DIPS -59.9% vs IVV -56.5%.

Should I hold both DIPS and IVV?

DIPS and IVV have a monthly-return correlation of -0.58, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DIPS and IVV?

DIPS and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, DIPS or IVV?

DIPS yields 62.08% while IVV yields 1.09%, so DIPS currently pays the higher dividend yield.

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