DIPS vs VTI
YieldMax Short NVDA Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DIPS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.05% | 0.03% | |
| AUM | $8M | $663.5B | |
| Dividend Yield | 62.08% | 1.07% | |
| Holdings | 13 | 3,543 | |
| YTD Return | -13.90% | +14.20% | |
| 1Y Return | -14.87% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 26.4% | 15.3% | |
| Max Drawdown | -59.9% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 23, 2024 | May 24, 2001 |
DIPS vs VTI Performance
YieldMax Short NVDA Option Income Strategy ETF (DIPS) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DIPS returned -14.87% while VTI returned +24.16%. Year to date, DIPS is down 13.90% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
DIPS has been the more volatile fund, with annualized monthly volatility of 26.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.9% for DIPS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DIPS charges 1.05% per year while VTI charges 0.03%. On a $10,000 position that is $105 vs $3 annually, a gap of $102 per year that compounds over a long holding period. On income, DIPS currently yields 62.08% against 1.07% for VTI.
Holdings Overlap
DIPS and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DIPS or VTI?
DIPS has an expense ratio of 1.05% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $102 per year of difference.
Which performed better, DIPS or VTI?
Over the past year DIPS returned -14.87% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), DIPS annualized -32.38% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, DIPS or VTI?
DIPS has been the more volatile fund at 26.4% annualized versus 15.3% for VTI. Worst drawdown: DIPS -59.9% vs VTI -56.6%.
Should I hold both DIPS and VTI?
DIPS and VTI have a monthly-return correlation of -0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DIPS and VTI?
DIPS and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, DIPS or VTI?
DIPS yields 62.08% while VTI yields 1.07%, so DIPS currently pays the higher dividend yield.
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