DISO vs SCHD
YieldMax DIS Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DISO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.32% | 0.06% | |
| AUM | $4M | $103.7B | |
| Dividend Yield | 43.83% | 3.31% | |
| Holdings | 30 | 104 | |
| YTD Return | -9.37% | +26.21% | |
| 1Y Return | -10.67% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 22.2% | 13.6% | |
| Max Drawdown | -26.6% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Aug 24, 2023 | Oct 20, 2011 |
DISO vs SCHD Performance
YieldMax DIS Option Income Strategy ETF (DISO) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DISO returned -10.67% while SCHD returned +29.99%. Year to date, DISO is down 9.37% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
DISO has been the more volatile fund, with annualized monthly volatility of 22.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for DISO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DISO charges 1.32% per year while SCHD charges 0.06%. On a $10,000 position that is $132 vs $6 annually, a gap of $126 per year that compounds over a long holding period. On income, DISO currently yields 43.83% against 3.31% for SCHD.
Holdings Overlap
DISO and SCHD share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DISO or SCHD?
DISO has an expense ratio of 1.32% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $126 per year of difference.
Which performed better, DISO or SCHD?
Over the past year DISO returned -10.67% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), DISO annualized +4.73% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, DISO or SCHD?
DISO has been the more volatile fund at 22.2% annualized versus 13.6% for SCHD. Worst drawdown: DISO -26.6% vs SCHD -33.4%.
Should I hold both DISO and SCHD?
DISO and SCHD have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DISO and SCHD?
DISO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, DISO or SCHD?
DISO yields 43.83% while SCHD yields 3.31%, so DISO currently pays the higher dividend yield.
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