DISV vs SCHD
Dimensional International Small Cap Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DISV offers more diversification with 1530 holdings.
Side-by-Side Comparison
| Metric | DISV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.06% | |
| AUM | $4.9B | $103.7B | |
| Dividend Yield | 2.58% | 3.31% | |
| Holdings | 1,561 | 104 | |
| YTD Return | +13.93% | +25.33% | |
| 1Y Return | +30.13% | +32.31% | |
| 3Y Return (annualized) | +23.98% | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 17.6% | 13.6% | |
| Max Drawdown | -26.8% | -33.4% | |
| Fund Family | Dimensional | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2022 | Oct 20, 2011 |
DISV vs SCHD Performance
Dimensional International Small Cap Value ETF (DISV) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DISV returned +30.13% while SCHD returned +32.31%. Year to date, DISV is up 13.93% versus a gain of 25.33% for SCHD.
Over three years, DISV compounded at +23.98% per year against +15.40% for SCHD. Across the full 4-year window we track, DISV has the edge at +16.27% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DISV has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for DISV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DISV charges 0.42% per year while SCHD charges 0.06%. On a $10,000 position that is $42 vs $6 annually, a gap of $36 per year that compounds over a long holding period. On income, DISV currently yields 2.58% against 3.31% for SCHD.
Holdings Overlap
DISV and SCHD share 0 holdings out of 1630 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DISV or SCHD?
DISV has an expense ratio of 0.42% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, DISV or SCHD?
Over the past year DISV returned +30.13% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), DISV annualized +16.27% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, DISV or SCHD?
DISV has been the more volatile fund at 17.6% annualized versus 13.6% for SCHD. Worst drawdown: DISV -26.8% vs SCHD -33.4%.
Should I hold both DISV and SCHD?
DISV and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DISV and SCHD?
DISV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1630 unique securities.
Which pays a higher dividend, DISV or SCHD?
DISV yields 2.58% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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