DISV vs VTI
Dimensional International Small Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DISV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DISV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.03% | |
| AUM | $5.3B | $666.9B | |
| Dividend Yield | 2.45% | 1.07% | |
| Holdings | 1,628 | 3,543 | |
| YTD Return | +15.13% | +12.65% | |
| 1Y Return | +29.29% | +21.39% | |
| 3Y Return (annualized) | +25.75% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 17.6% | 15.3% | |
| Max Drawdown | -26.8% | -56.6% | |
| Fund Family | Dimensional | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2022 | May 24, 2001 |
DISV vs VTI Performance
Dimensional International Small Cap Value ETF (DISV) is a ETF from Dimensional and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DISV returned +29.29% while VTI returned +21.39%. Year to date, DISV is up 15.13% versus a gain of 12.65% for VTI.
Over three years, DISV compounded at +25.75% per year against +21.54% for VTI. Across the full 4-year window we track, DISV has the edge at +16.44% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DISV has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for DISV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DISV charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, DISV currently yields 2.45% against 1.07% for VTI.
Holdings Overlap
DISV and VTI share 5 holdings out of 4372 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DISV or VTI?
DISV has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, DISV or VTI?
Over the past year DISV returned +29.29% vs +21.39% for VTI, so DISV leads on 1-year performance. Over the longest common window we track (4 years), DISV annualized +16.44% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, DISV or VTI?
DISV has been the more volatile fund at 17.6% annualized versus 15.3% for VTI. Worst drawdown: DISV -26.8% vs VTI -56.6%.
Should I hold both DISV and VTI?
DISV and VTI have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DISV and VTI?
DISV and VTI share 5 common holdings with a 0.1% weight overlap. Combined, they hold 4372 unique securities.
Which pays a higher dividend, DISV or VTI?
DISV yields 2.45% while VTI yields 1.07%, so DISV currently pays the higher dividend yield.
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