DIV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricDIVSCHDWinner
Expense Ratio0.45%0.06%
AUM$787M$103.7B
Dividend Yield6.69%3.31%
Holdings52104
YTD Return+16.56%+24.26%
1Y Return+20.49%+31.38%
3Y Return (annualized)+12.03%+15.08%
5Y Return (annualized)+6.54%+9.72%
Volatility (annualized)16.7%13.6%
Max Drawdown-62.5%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 11, 2013Oct 20, 2011

DIV vs SCHD Performance

Global X SuperDividend US ETF (DIV) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DIV returned +20.49% while SCHD returned +31.38%. Year to date, DIV is up 16.56% versus a gain of 24.26% for SCHD.

Over three years, DIV compounded at +12.03% per year against +15.08% for SCHD; over five years the annualized figures are +6.54% and +9.72% respectively. Across the full 13-year window we track, SCHD has the edge at +11.39% annualized vs +0.72%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DIV has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.5% for DIV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DIV charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, DIV currently yields 6.69% against 3.31% for SCHD.

Holdings Overlap

4.4%overlap

DIV and SCHD share 7 holdings out of 126 unique holdings combined, representing a 4.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DIVWeight in SCHDDifference
VZ2.02%3.68%1.66%
UPS2.03%2.25%0.22%
MTN2.19%0.14%2.05%
EBFProProPro
WUProProPro
CWENProProPro
FLOProProPro
See all 7 holdings DIV shares with SCHD
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Frequently Asked Questions

Which is cheaper, DIV or SCHD?

DIV has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, DIV or SCHD?

Over the past year DIV returned +20.49% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), DIV annualized +0.72% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, DIV or SCHD?

DIV has been the more volatile fund at 16.7% annualized versus 13.6% for SCHD. Worst drawdown: DIV -62.5% vs SCHD -33.4%.

Should I hold both DIV and SCHD?

DIV and SCHD have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DIV and SCHD?

DIV and SCHD share 7 common holdings with a 4.4% weight overlap. Combined, they hold 126 unique securities.

Which pays a higher dividend, DIV or SCHD?

DIV yields 6.69% while SCHD yields 3.31%, so DIV currently pays the higher dividend yield.

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