DIV vs SCHD
Global X SuperDividend US ETF vs Schwab US Dividend Equity ETF
Which is better, DIV or SCHD?
Mid Cap Value against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. DIV is less concentrated, with 24.6% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DIV | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $794M | $112.2B |
| Dividend Yield | 6.45% | 3.13% |
| Holdings | 52 | 103 |
| YTD Return | +17.73% | +27.56%Best |
| 1Y Return | +18.98% | +30.29%Best |
| 3Y Return (annualized) | +13.05% | +16.37%Best |
| 5Y Return (annualized) | +6.49% | +10.23%Best |
| Volatility (annualized) | 16.6% | 14.1%Best |
| Max Drawdown | -62.5% | -33.4%Best |
| $10,000 over 5 years | $13,694 | $16,274Best |
| Top 10 Weight | 24.6%Best | 41.5% |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Value |
| Inception | Mar 11, 2013 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 12, 2013 to Sep 4, 2026 (13.5 years).
DIV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.5 years both funds cover.
DIV vs SCHD Performance
Global X SuperDividend US ETF (DIV) is an ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DIV returned +18.98% while SCHD returned +30.29%. Year to date, DIV is up 17.73% versus a gain of 27.56% for SCHD.
Over three years, DIV compounded at +13.05% per year against +16.37% for SCHD; over five years the annualized figures are +6.49% and +10.23% respectively. Across the full 14-year window we track, SCHD has the edge at +10.93% annualized vs +0.79%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DIV has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.5% for DIV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DIV charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, DIV currently yields 6.45% against 3.13% for SCHD.
Holdings Overlap
14.6% of DIV's money is in holdings SCHD also owns. 9.0% of SCHD's money is in holdings DIV also owns.
DIV and SCHD share little of their money.
8 positions in common, counted across the 50 positions we hold weights for in DIV and 100 in SCHD, against full books of 52 and 103.
What only one of them owns
Our book lists 90 positions for SCHD that do not appear in our book for DIV (90.7% of the fund), and 36 for DIV that do not appear in SCHD (72.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DIV | Weight in SCHD | Difference |
|---|---|---|---|
| VZVerizon Communications Inc Com Usd1 | 1.90% | 3.84% | 1.94% |
| MOAltria Group Inc. | 2.01% | 2.86% | 0.85% |
| UPSUnited Parcel Service, Inc | 1.86% | 1.95% | 0.09% |
| MTNVail Resorts Inc. | 2.15% | 0.13% | 2.02% |
| EBFEnnis Inc | 2.15% | 0.01% | 2.14% |
| CWENClearway Energy Inc-C | 1.54% | 0.10% | 1.44% |
| WUWestern Union Co. | 1.52% | 0.06% | 1.46% |
| FLOFlowers Foods Inc | 1.49% | 0.04% | 1.45% |
You are not choosing between two funds in isolation.
Whichever of DIV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DIV or SCHD?
DIV has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, DIV or SCHD?
Over the past year DIV returned +18.98% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), DIV annualized +0.79% vs +10.93% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DIV or SCHD?
DIV has been the more volatile fund at 16.6% annualized versus 14.1% for SCHD. Worst drawdown: DIV -62.5% vs SCHD -33.4%.
Should I hold both DIV and SCHD?
DIV and SCHD have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DIV and SCHD?
14.6% of DIV's money is in holdings SCHD also owns. 9.0% of SCHD's is in holdings DIV also owns. They hold 8 positions in common, counted across the 50 positions we hold weights for in DIV and 100 in SCHD.
Which pays a higher dividend, DIV or SCHD?
DIV yields 6.45% while SCHD yields 3.13%, so DIV currently pays the higher dividend yield.
Is SCHD better than DIV?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. DIV is less concentrated, with 24.6% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.