DJUL vs IVV
FT Vest US Equity Deep Buffer ETF - July vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | DJUL | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $442M | $865.2B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 5 | 508 | |
| YTD Return | +8.14% | +14.50% | |
| 1Y Return | +11.96% | +22.02% | |
| 3Y Return (annualized) | +13.78% | +21.80% | |
| 5Y Return (annualized) | +9.26% | +13.37% | |
| Volatility (annualized) | 7.6% | 15.1% | |
| Max Drawdown | -12.5% | -56.5% | |
| Fund Family | First Trust Portfolios (US) | iShares by BlackRock (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 16, 2020 | May 15, 2000 |
DJUL vs IVV Performance
FT Vest US Equity Deep Buffer ETF - July (DJUL) is a ETF from First Trust Portfolios (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DJUL returned +11.96% while IVV returned +22.02%. Year to date, DJUL is up 8.14% versus a gain of 14.50% for IVV.
Over three years, DJUL compounded at +13.78% per year against +21.80% for IVV; over five years the annualized figures are +9.26% and +13.37% respectively. Across the full 6-year window we track, DJUL has the edge at +9.07% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.6% for DJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.5% for DJUL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DJUL charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, DJUL currently yields 0.00% against 1.09% for IVV.
Holdings Overlap
DJUL and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DJUL or IVV?
DJUL has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, DJUL or IVV?
Over the past year DJUL returned +11.96% vs +22.02% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), DJUL annualized +9.07% vs +7.07% for IVV. Past performance does not guarantee future results.
Which is riskier, DJUL or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 7.6% for DJUL. Worst drawdown: DJUL -12.5% vs IVV -56.5%.
Should I hold both DJUL and IVV?
DJUL and IVV have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DJUL and IVV?
DJUL and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, DJUL or IVV?
DJUL yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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