DJUL vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricDJULVOOWinner
Expense Ratio0.85%0.03%
AUM$442M$979.0B
Dividend Yield0.00%1.09%
Holdings5509
YTD Return+8.14%+14.48%
1Y Return+11.96%+22.02%
3Y Return (annualized)+13.78%+21.80%
5Y Return (annualized)+9.26%+13.36%
Volatility (annualized)7.6%14.2%
Max Drawdown-12.5%-34.3%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionJul 16, 2020Sep 7, 2010

DJUL vs VOO Performance

FT Vest US Equity Deep Buffer ETF - July (DJUL) is a ETF from First Trust Portfolios (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year DJUL returned +11.96% while VOO returned +22.02%. Year to date, DJUL is up 8.14% versus a gain of 14.48% for VOO.

Over three years, DJUL compounded at +13.78% per year against +21.80% for VOO; over five years the annualized figures are +9.26% and +13.36% respectively. Across the full 6-year window we track, VOO has the edge at +13.61% annualized vs +9.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 7.6% for DJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.5% for DJUL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DJUL charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, DJUL currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

DJUL and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DJUL or VOO?

DJUL has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, DJUL or VOO?

Over the past year DJUL returned +11.96% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), DJUL annualized +9.07% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, DJUL or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 7.6% for DJUL. Worst drawdown: DJUL -12.5% vs VOO -34.3%.

Should I hold both DJUL and VOO?

DJUL and VOO have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DJUL and VOO?

DJUL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, DJUL or VOO?

DJUL yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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