DMAY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricDMAYSPYWinner
Expense Ratio0.85%0.09%
AUM$372M$789.1B
Dividend Yield0.00%1.01%
Holdings5505
YTD Return+5.88%+13.39%
1Y Return+10.27%+22.52%
3Y Return (annualized)+11.64%+21.36%
5Y Return (annualized)+7.09%+13.19%
Volatility (annualized)7.2%15.3%
Max Drawdown-13.9%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionMay 15, 2020Jan 22, 1993

DMAY vs SPY Performance

FT Vest US Equity Deep Buffer ETF - May (DMAY) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year DMAY returned +10.27% while SPY returned +22.52%. Year to date, DMAY is up 5.88% versus a gain of 13.39% for SPY.

Over three years, DMAY compounded at +11.64% per year against +21.36% for SPY; over five years the annualized figures are +7.09% and +13.19% respectively. Across the full 6-year window we track, SPY has the edge at +8.84% annualized vs +7.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.2% for DMAY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.9% for DMAY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DMAY charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, DMAY currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

DMAY and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DMAY or SPY?

DMAY has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, DMAY or SPY?

Over the past year DMAY returned +10.27% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (6 years), DMAY annualized +7.37% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, DMAY or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 7.2% for DMAY. Worst drawdown: DMAY -13.9% vs SPY -56.5%.

Should I hold both DMAY and SPY?

DMAY and SPY have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DMAY and SPY?

DMAY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, DMAY or SPY?

DMAY yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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