DMAY vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricDMAYVTIWinner
Expense Ratio0.85%0.03%
AUM$372M$663.5B
Dividend Yield0.00%1.07%
Holdings53,543
YTD Return+5.88%+13.87%
1Y Return+10.27%+23.31%
3Y Return (annualized)+11.64%+21.17%
5Y Return (annualized)+7.09%+12.23%
Volatility (annualized)7.2%15.3%
Max Drawdown-13.9%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionMay 15, 2020May 24, 2001

DMAY vs VTI Performance

FT Vest US Equity Deep Buffer ETF - May (DMAY) is a ETF from First Trust Portfolios (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DMAY returned +10.27% while VTI returned +23.31%. Year to date, DMAY is up 5.88% versus a gain of 13.87% for VTI.

Over three years, DMAY compounded at +11.64% per year against +21.17% for VTI; over five years the annualized figures are +7.09% and +12.23% respectively. Across the full 6-year window we track, VTI has the edge at +8.13% annualized vs +7.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.2% for DMAY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.9% for DMAY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DMAY charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, DMAY currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

DMAY and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DMAY or VTI?

DMAY has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, DMAY or VTI?

Over the past year DMAY returned +10.27% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), DMAY annualized +7.37% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, DMAY or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 7.2% for DMAY. Worst drawdown: DMAY -13.9% vs VTI -56.6%.

Should I hold both DMAY and VTI?

DMAY and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DMAY and VTI?

DMAY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, DMAY or VTI?

DMAY yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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