DOG vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricDOGSCHDWinner
Expense Ratio0.95%0.06%
AUM$107M$103.7B
Dividend Yield3.38%3.31%
Holdings10104
YTD Return-8.66%+25.33%
1Y Return-15.45%+32.31%
3Y Return (annualized)-9.03%+15.40%
5Y Return (annualized)-5.96%+9.70%
Volatility (annualized)14.2%13.6%
Max Drawdown-93.3%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJun 19, 2006Oct 20, 2011

DOG vs SCHD Performance

ProShares Short Dow30 (DOG) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DOG returned -15.45% while SCHD returned +32.31%. Year to date, DOG is down 8.66% versus a gain of 25.33% for SCHD.

Over three years, DOG compounded at -9.03% per year against +15.40% for SCHD; over five years the annualized figures are -5.96% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs -11.34%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DOG has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -93.3% for DOG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.89. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DOG charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, DOG currently yields 3.38% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

DOG and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DOG or SCHD?

DOG has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, DOG or SCHD?

Over the past year DOG returned -15.45% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), DOG annualized -11.34% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, DOG or SCHD?

DOG has been the more volatile fund at 14.2% annualized versus 13.6% for SCHD. Worst drawdown: DOG -93.3% vs SCHD -33.4%.

Should I hold both DOG and SCHD?

DOG and SCHD have a monthly-return correlation of -0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DOG and SCHD?

DOG and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, DOG or SCHD?

DOG yields 3.38% while SCHD yields 3.31%, so DOG currently pays the higher dividend yield.

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