DOL vs VTI
WisdomTree True Developed International Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, DOL or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. DOL led over 1Y and 5Y, VTI over 3Y and the full window. DOL is less concentrated, with 19.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DOL | VTI |
|---|---|---|
| Expense Ratio | 0.48% | 0.03%Best |
| AUM | $855M | $666.9B |
| Dividend Yield | 2.41% | 1.03% |
| Holdings | 317 | 3,543 |
| YTD Return | +17.01%Best | +14.00% |
| 1Y Return | +26.70%Best | +16.88% |
| 3Y Return (annualized) | +21.67% | +22.75%Best |
| 5Y Return (annualized) | +13.42%Best | +12.68% |
| Volatility (annualized) | 17.0% | 15.7%Best |
| Max Drawdown | -63.9% | -56.6%Best |
| $10,000 over 5 years | $18,769Best | $18,165 |
| Top 10 Weight | 19.5%Best | 33.3% |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 16, 2006 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 16, 2006 to Sep 21, 2026 (20.3 years).
DOL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.3 years both funds cover.
DOL vs VTI Performance
WisdomTree True Developed International Fund (DOL) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DOL returned +26.70% while VTI returned +16.88%. Year to date, DOL is up 17.01% versus a gain of 14.00% for VTI.
Over three years, DOL compounded at +21.67% per year against +22.75% for VTI; over five years the annualized figures are +13.42% and +12.68% respectively. Across the full 20-year window we track, VTI has the edge at +9.78% annualized vs +3.14%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DOL has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.9% for DOL and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DOL charges 0.48% per year while VTI charges 0.03%. On a $10,000 position that is $48 vs $3 annually, a gap of $45 per year that compounds over a long holding period. On income, DOL currently yields 2.41% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 295 holdings in DOL and 3,463 in VTI, totalling 97.8% and 98.1% of the two funds. That is not enough of VTI to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 295 positions we hold weights for in DOL and 3,463 in VTI, against full books of 317 and 3,543.
What only one of them owns
Our book lists 1,149 positions for VTI that do not appear in our book for DOL (97.4% of the fund), and 13 for DOL that do not appear in VTI (4.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DOL | Weight in VTI | Difference |
|---|---|---|---|
| KRKroger Co. | 0.00% | 0.04% | 0.04% |
You are not choosing between two funds in isolation.
Whichever of DOL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DOL or VTI?
DOL has an expense ratio of 0.48% while VTI charges 0.03%. VTI is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, DOL or VTI?
Over the past year DOL returned +26.70% vs +16.88% for VTI, so DOL leads on 1-year performance. Over the longest common window we track (20 years), DOL annualized +3.14% vs +9.78% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DOL or VTI?
DOL has been the more volatile fund at 17.0% annualized versus 15.7% for VTI. Worst drawdown: DOL -63.9% vs VTI -56.6%.
Should I hold both DOL and VTI?
DOL and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DOL or VTI?
DOL yields 2.41% while VTI yields 1.03%, so DOL currently pays the higher dividend yield.
Is VTI better than DOL?
VTI has a lower expense ratio. DOL led over 1Y and 5Y, VTI over 3Y and the full window. DOL is less concentrated, with 19.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.