DOL vs VTI
WisdomTree True Developed International Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DOL delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DOL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.03% | |
| AUM | $855M | $666.9B | |
| Dividend Yield | 2.44% | 1.07% | |
| Holdings | 297 | 3,543 | |
| YTD Return | +16.71% | +13.38% | |
| 1Y Return | +26.72% | +21.12% | |
| 3Y Return (annualized) | +22.24% | +21.85% | |
| 5Y Return (annualized) | +13.11% | +12.44% | |
| Volatility (annualized) | 17.1% | 15.3% | |
| Max Drawdown | -63.9% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 16, 2006 | May 24, 2001 |
DOL vs VTI Performance
WisdomTree True Developed International Fund (DOL) is a ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DOL returned +26.72% while VTI returned +21.12%. Year to date, DOL is up 16.71% versus a gain of 13.38% for VTI.
Over three years, DOL compounded at +22.24% per year against +21.85% for VTI; over five years the annualized figures are +13.11% and +12.44% respectively. Across the full 20-year window we track, VTI has the edge at +8.10% annualized vs +3.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DOL has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.9% for DOL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DOL charges 0.51% per year while VTI charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, DOL currently yields 2.44% against 1.07% for VTI.
Holdings Overlap
DOL and VTI share 1 holdings out of 3080 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DOL | Weight in VTI | Difference |
|---|---|---|---|
| SIG:LN | 0.05% | 0.00% | 0.05% |
Frequently Asked Questions
Which is cheaper, DOL or VTI?
DOL has an expense ratio of 0.51% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, DOL or VTI?
Over the past year DOL returned +26.72% vs +21.12% for VTI, so DOL leads on 1-year performance. Over the longest common window we track (20 years), DOL annualized +3.14% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, DOL or VTI?
DOL has been the more volatile fund at 17.1% annualized versus 15.3% for VTI. Worst drawdown: DOL -63.9% vs VTI -56.6%.
Should I hold both DOL and VTI?
DOL and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DOL and VTI?
DOL and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3080 unique securities.
Which pays a higher dividend, DOL or VTI?
DOL yields 2.44% while VTI yields 1.07%, so DOL currently pays the higher dividend yield.
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