DRIP vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricDRIPQQQWinner
Expense Ratio1.01%0.18%
AUM$115M$455.8B
Dividend Yield29.55%0.41%
Holdings8108
YTD Return-53.23%+17.85%
1Y Return-60.58%+26.45%
3Y Return (annualized)-24.02%+26.07%
5Y Return (annualized)-45.05%+15.16%
Volatility (annualized)91.5%30.6%
Max Drawdown-99.9%-83.0%
Fund FamilyDirexion Shares ETF TrustInvesco (US)
CategoryAlternativeEquity
InceptionMay 28, 2015Mar 10, 1999

DRIP vs QQQ Performance

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETF (DRIP) is a ETF from Direxion Shares ETF Trust and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DRIP returned -60.58% while QQQ returned +26.45%. Year to date, DRIP is down 53.23% versus a gain of 17.85% for QQQ.

Over three years, DRIP compounded at -24.02% per year against +26.07% for QQQ; over five years the annualized figures are -45.05% and +15.16% respectively. Across the full 11-year window we track, QQQ has the edge at +13.09% annualized vs -41.25%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DRIP has been the more volatile fund, with annualized monthly volatility of 91.5% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.9% for DRIP and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.33. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DRIP charges 1.01% per year while QQQ charges 0.18%. On a $10,000 position that is $101 vs $18 annually, a gap of $83 per year that compounds over a long holding period. On income, DRIP currently yields 29.55% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

DRIP and QQQ share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DRIP or QQQ?

DRIP has an expense ratio of 1.01% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $83 per year of difference.

Which performed better, DRIP or QQQ?

Over the past year DRIP returned -60.58% vs +26.45% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (11 years), DRIP annualized -41.25% vs +13.09% for QQQ. Past performance does not guarantee future results.

Which is riskier, DRIP or QQQ?

DRIP has been the more volatile fund at 91.5% annualized versus 30.6% for QQQ. Worst drawdown: DRIP -99.9% vs QQQ -83.0%.

Should I hold both DRIP and QQQ?

DRIP and QQQ have a monthly-return correlation of -0.33, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DRIP and QQQ?

DRIP and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.

Which pays a higher dividend, DRIP or QQQ?

DRIP yields 29.55% while QQQ yields 0.41%, so DRIP currently pays the higher dividend yield.

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