DRIP vs QQQ

DRIP vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 107 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricDRIPQQQWinner
Expense Ratio1.01%0.18%
AUM$106M$486.1B
Dividend Yield3.97%0.44%
Holdings8107
YTD Return-61.26%+15.95%
1Y Return-60.13%+26.00%
3Y Return (annualized)-27.90%+24.11%
5Y Return (annualized)-46.20%+13.95%
Volatility (annualized)91.2%30.6%
Max Drawdown-100.0%-83.0%
Fund FamilyDirexion Shares ETF TrustInvesco (US)
CategoryAlternativeEquity
InceptionMay 28, 2015Mar 10, 1999

DRIP vs QQQ Performance

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETF (DRIP) is a ETF from Direxion Shares ETF Trust and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DRIP returned -60.13% while QQQ returned +26.00%. Year to date, DRIP is down 61.26% versus a gain of 15.95% for QQQ.

Over three years, DRIP compounded at -27.90% per year against +24.11% for QQQ; over five years the annualized figures are -46.20% and +13.95% respectively. Across the full 11-year window we track, QQQ has the edge at +12.99% annualized vs -42.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DRIP has been the more volatile fund, with annualized monthly volatility of 91.2% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for DRIP and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.33. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DRIP charges 1.01% per year while QQQ charges 0.18%. On a $10,000 position that is $101 vs $18 annually, a gap of $83 per year that compounds over a long holding period. On income, DRIP currently yields 3.97% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

DRIP and QQQ share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DRIP or QQQ?

DRIP has an expense ratio of 1.01% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $83 per year of difference.

Which performed better, DRIP or QQQ?

Over the past year DRIP returned -60.13% vs +26.00% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (11 years), DRIP annualized -42.06% vs +12.99% for QQQ. Past performance does not guarantee future results.

Which is riskier, DRIP or QQQ?

DRIP has been the more volatile fund at 91.2% annualized versus 30.6% for QQQ. Worst drawdown: DRIP -100.0% vs QQQ -83.0%.

Should I hold both DRIP and QQQ?

DRIP and QQQ have a monthly-return correlation of -0.33, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DRIP and QQQ?

DRIP and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.

Which pays a higher dividend, DRIP or QQQ?

DRIP yields 3.97% while QQQ yields 0.44%, so DRIP currently pays the higher dividend yield.

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