Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricDRIPVTIWinner
Expense Ratio1.01%0.03%
AUM$115M$663.5B
Dividend Yield29.55%1.07%
Holdings83,543
YTD Return-47.21%+14.20%
1Y Return-54.86%+24.16%
3Y Return (annualized)-21.76%+21.12%
5Y Return (annualized)-44.38%+12.37%
Volatility (annualized)91.6%15.3%
Max Drawdown-99.9%-56.6%
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
InceptionMay 28, 2015May 24, 2001

DRIP vs VTI Performance

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETF (DRIP) is a ETF from Direxion Shares ETF Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DRIP returned -54.86% while VTI returned +24.16%. Year to date, DRIP is down 47.21% versus a gain of 14.20% for VTI.

Over three years, DRIP compounded at -21.76% per year against +21.12% for VTI; over five years the annualized figures are -44.38% and +12.37% respectively. Across the full 11-year window we track, VTI has the edge at +8.14% annualized vs -40.64%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DRIP has been the more volatile fund, with annualized monthly volatility of 91.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.9% for DRIP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DRIP charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, DRIP currently yields 29.55% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

DRIP and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DRIP or VTI?

DRIP has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, DRIP or VTI?

Over the past year DRIP returned -54.86% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), DRIP annualized -40.64% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, DRIP or VTI?

DRIP has been the more volatile fund at 91.6% annualized versus 15.3% for VTI. Worst drawdown: DRIP -99.9% vs VTI -56.6%.

Should I hold both DRIP and VTI?

DRIP and VTI have a monthly-return correlation of -0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DRIP and VTI?

DRIP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.

Which pays a higher dividend, DRIP or VTI?

DRIP yields 29.55% while VTI yields 1.07%, so DRIP currently pays the higher dividend yield.

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