DUSB vs QQQ
Dimensional Ultrashort Fixed Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
DUSB has a lower expense ratio. QQQ delivered stronger 1-year returns. DUSB offers more diversification with 298 holdings.
Side-by-Side Comparison
| Metric | DUSB | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.18% | |
| AUM | $2.2B | $455.8B | |
| Dividend Yield | 4.05% | 0.41% | |
| Holdings | 440 | 108 | |
| YTD Return | +2.33% | +18.31% | |
| 1Y Return | +4.13% | +25.37% | |
| 3Y Return (annualized) | - | +25.79% | |
| 5Y Return (annualized) | - | +15.20% | |
| Volatility (annualized) | 0.4% | 30.6% | |
| Max Drawdown | -0.3% | -83.0% | |
| Fund Family | Dimensional | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 26, 2023 | Mar 10, 1999 |
DUSB vs QQQ Performance
Dimensional Ultrashort Fixed Income ETF (DUSB) is a ETF from Dimensional and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DUSB returned +4.13% while QQQ returned +25.37%. Year to date, DUSB is up 2.33% versus a gain of 18.31% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 0.4% for DUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.3% for DUSB and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DUSB charges 0.15% per year while QQQ charges 0.18%. On a $10,000 position that is $15 vs $18 annually, a gap of $3 per year that compounds over a long holding period. On income, DUSB currently yields 4.05% against 0.41% for QQQ.
Holdings Overlap
DUSB and QQQ share 0 holdings out of 401 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DUSB or QQQ?
DUSB has an expense ratio of 0.15% while QQQ charges 0.18%. DUSB is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, DUSB or QQQ?
Over the past year DUSB returned +4.13% vs +25.37% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), DUSB annualized +4.99% vs +13.10% for QQQ. Past performance does not guarantee future results.
Which is riskier, DUSB or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 0.4% for DUSB. Worst drawdown: DUSB -0.3% vs QQQ -83.0%.
Should I hold both DUSB and QQQ?
DUSB and QQQ have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DUSB and QQQ?
DUSB and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 401 unique securities.
Which pays a higher dividend, DUSB or QQQ?
DUSB yields 4.05% while QQQ yields 0.41%, so DUSB currently pays the higher dividend yield.
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