DUSB vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricDUSBVYMWinner
Expense Ratio0.15%0.04%
AUM$2.2B$79.0B
Dividend Yield4.05%2.86%
Holdings440568
YTD Return+2.33%+15.80%
1Y Return+4.23%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)0.4%14.6%
Max Drawdown-0.3%-58.8%
Fund FamilyDimensionalVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 26, 2023Nov 10, 2006

DUSB vs VYM Performance

Dimensional Ultrashort Fixed Income ETF (DUSB) is a ETF from Dimensional and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DUSB returned +4.23% while VYM returned +26.12%. Year to date, DUSB is up 2.33% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 0.4% for DUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.3% for DUSB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DUSB charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, DUSB currently yields 4.05% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

DUSB and VYM share 0 holdings out of 856 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DUSB or VYM?

DUSB has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, DUSB or VYM?

Over the past year DUSB returned +4.23% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), DUSB annualized +5.02% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, DUSB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 0.4% for DUSB. Worst drawdown: DUSB -0.3% vs VYM -58.8%.

Should I hold both DUSB and VYM?

DUSB and VYM have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DUSB and VYM?

DUSB and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 856 unique securities.

Which pays a higher dividend, DUSB or VYM?

DUSB yields 4.05% while VYM yields 2.86%, so DUSB currently pays the higher dividend yield.

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