DVUT vs VTI
WEBs Utilities XLU Defined Volatility ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DVUT or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DVUT | VTI |
|---|---|---|
| Expense Ratio | 0.89% | 0.03%Best |
| AUM | $124,654 | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 4 | 3,543 |
| Volatility (annualized) | 25.6% | 12.5%Best |
| Max Drawdown | -18.5% | -8.9%Best |
| $10,000 over 1.1 years | $10,549 | $12,266Best |
| Fund Family | WEBs Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jul 22, 2025 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 21 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. DVUT has data through Aug 26, 2026 and VTI through Sep 16, 2026.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Jul 23, 2025 to Aug 26, 2026 (1.1 years).
Risk: Volatility and Drawdowns
DVUT has been the more volatile fund, with annualized monthly volatility of 25.6% compared with 12.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.5% for DVUT and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.12. They move largely independently of each other.
Fees and Cost Over Time
DVUT charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, DVUT currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in DVUT and 3,463 in VTI, totalling 52.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in DVUT and 3,463 in VTI, against full books of 4 and 3,543.
You are not choosing between two funds in isolation.
Whichever of DVUT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DVUT or VTI?
DVUT has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option, by $86 a year on a $10,000 investment.
Which is riskier, DVUT or VTI?
DVUT has been the more volatile fund at 25.6% annualized versus 12.5% for VTI. Worst drawdown: DVUT -18.5% vs VTI -8.9%.
Should I hold both DVUT and VTI?
DVUT and VTI have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DVUT or VTI?
DVUT yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than DVUT?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.