DVXF vs SCHD
WEBs Financial XLF Defined Volatility ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DVXF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.06% | |
| AUM | - | $103.7B | |
| Dividend Yield | - | 3.31% | |
| Holdings | 4 | 104 | |
| YTD Return | +10.53% | +26.21% | |
| 1Y Return | +22.54% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 24.0% | 13.6% | |
| Max Drawdown | -26.7% | -33.4% | |
| Fund Family | WEBs Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 22, 2025 | Oct 20, 2011 |
DVXF vs SCHD Performance
WEBs Financial XLF Defined Volatility ETF (DVXF) is a ETF from WEBs Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DVXF returned +22.54% while SCHD returned +29.99%. Year to date, DVXF is up 10.53% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
DVXF has been the more volatile fund, with annualized monthly volatility of 24.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.7% for DVXF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DVXF charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period.
Holdings Overlap
DVXF and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DVXF or SCHD?
DVXF has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, DVXF or SCHD?
Over the past year DVXF returned +22.54% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), DVXF annualized +19.22% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, DVXF or SCHD?
DVXF has been the more volatile fund at 24.0% annualized versus 13.6% for SCHD. Worst drawdown: DVXF -26.7% vs SCHD -33.4%.
Should I hold both DVXF and SCHD?
DVXF and SCHD have a monthly-return correlation of 0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DVXF and SCHD?
DVXF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
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