DWMF vs SCHD
WisdomTree International Multifactor Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DWMF offers more diversification with 200 holdings.
Side-by-Side Comparison
| Metric | DWMF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.06% | |
| AUM | $34M | $103.7B | |
| Dividend Yield | 3.07% | 3.31% | |
| Holdings | 201 | 104 | |
| YTD Return | +7.26% | +25.58% | |
| 1Y Return | +11.50% | +31.06% | |
| 3Y Return (annualized) | +14.98% | +15.55% | |
| 5Y Return (annualized) | +8.68% | +9.61% | |
| Volatility (annualized) | 11.3% | 13.6% | |
| Max Drawdown | -29.7% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 10, 2018 | Oct 20, 2011 |
DWMF vs SCHD Performance
WisdomTree International Multifactor Fund (DWMF) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DWMF returned +11.50% while SCHD returned +31.06%. Year to date, DWMF is up 7.26% versus a gain of 25.58% for SCHD.
Over three years, DWMF compounded at +14.98% per year against +15.55% for SCHD; over five years the annualized figures are +8.68% and +9.61% respectively. Across the full 8-year window we track, SCHD has the edge at +11.46% annualized vs +6.74%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.3% for DWMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.7% for DWMF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DWMF charges 0.42% per year while SCHD charges 0.06%. On a $10,000 position that is $42 vs $6 annually, a gap of $36 per year that compounds over a long holding period. On income, DWMF currently yields 3.07% against 3.31% for SCHD.
Holdings Overlap
DWMF and SCHD share 0 holdings out of 300 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DWMF or SCHD?
DWMF has an expense ratio of 0.42% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, DWMF or SCHD?
Over the past year DWMF returned +11.50% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), DWMF annualized +6.74% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, DWMF or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 11.3% for DWMF. Worst drawdown: DWMF -29.7% vs SCHD -33.4%.
Should I hold both DWMF and SCHD?
DWMF and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DWMF and SCHD?
DWMF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 300 unique securities.
Which pays a higher dividend, DWMF or SCHD?
DWMF yields 3.07% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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