DYFI vs VYM
IDX Dynamic Fixed Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | DYFI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.12% | 0.04% | |
| AUM | $56M | $79.0B | |
| Dividend Yield | 4.61% | 2.86% | |
| Holdings | 17 | 568 | |
| YTD Return | +0.15% | +16.16% | |
| 1Y Return | +2.12% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 3.0% | 14.6% | |
| Max Drawdown | -4.5% | -58.8% | |
| Fund Family | IDX Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 10, 2024 | Nov 10, 2006 |
DYFI vs VYM Performance
IDX Dynamic Fixed Income ETF (DYFI) is a ETF from IDX Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DYFI returned +2.12% while VYM returned +26.05%. Year to date, DYFI is up 0.15% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.0% for DYFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.5% for DYFI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DYFI charges 1.12% per year while VYM charges 0.04%. On a $10,000 position that is $112 vs $4 annually, a gap of $108 per year that compounds over a long holding period. On income, DYFI currently yields 4.61% against 2.86% for VYM.
Holdings Overlap
DYFI and VYM share 0 holdings out of 569 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DYFI or VYM?
DYFI has an expense ratio of 1.12% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $108 per year of difference.
Which performed better, DYFI or VYM?
Over the past year DYFI returned +2.12% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), DYFI annualized +1.10% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, DYFI or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 3.0% for DYFI. Worst drawdown: DYFI -4.5% vs VYM -58.8%.
Should I hold both DYFI and VYM?
DYFI and VYM have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DYFI and VYM?
DYFI and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 569 unique securities.
Which pays a higher dividend, DYFI or VYM?
DYFI yields 4.61% while VYM yields 2.86%, so DYFI currently pays the higher dividend yield.
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