EAGG vs SCHD
iShares ESG Aware US Aggregate Bond ETF vs Schwab US Dividend Equity ETF
Which is better, EAGG or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EAGG | SCHD |
|---|---|---|
| Expense Ratio | 0.10% | 0.06%Best |
| AUM | $5.1B | $112.1B |
| Dividend Yield | 4.07% | 3.00% |
| Holdings | 5,128 | 103 |
| YTD Return | -1.48% | +24.04%Best |
| 1Y Return | -1.08% | +27.95%Best |
| 3Y Return (annualized) | +3.76% | +15.51%Best |
| 5Y Return (annualized) | -0.72% | +9.80%Best |
| Volatility (annualized) | 5.6%Best | 16.5% |
| Max Drawdown | -19.4%Best | -33.4% |
| $10,000 over 5 years | $9,645 | $15,959Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Oct 18, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 23, 2018 to Sep 16, 2026 (7.9 years).
EAGG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
EAGG vs SCHD Performance
iShares ESG Aware US Aggregate Bond ETF (EAGG) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EAGG returned -1.08% while SCHD returned +27.95%. Year to date, EAGG is down 1.48% versus a gain of 24.04% for SCHD.
Over three years, EAGG compounded at +3.76% per year against +15.51% for SCHD; over five years the annualized figures are -0.72% and +9.80% respectively. Across the full 8-year window we track, SCHD has the edge at +12.02% annualized vs +0.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 5.6% for EAGG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for EAGG and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EAGG charges 0.10% per year while SCHD charges 0.06%. On a $10,000 position that is $10 vs $6 annually, a gap of $4 per year that compounds over a long holding period. On income, EAGG currently yields 4.07% against 3.00% for SCHD.
Holdings Overlap
At least 1.0% of SCHD's money is in holdings EAGG also owns.
Stated as a floor: for EAGG, our book for it covers 84.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 4,551 positions we hold weights for in EAGG and 100 in SCHD, against full books of 5,128 and 103.
Top Shared Holdings
| Stock | Weight in EAGG | Weight in SCHD | Difference |
|---|---|---|---|
| ADMArcher-Daniels-Midland Co. | 0.00% | 0.96% | 0.96% |
You are not choosing between two funds in isolation.
Whichever of EAGG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EAGG or SCHD?
EAGG has an expense ratio of 0.10% while SCHD charges 0.06%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, EAGG or SCHD?
Over the past year EAGG returned -1.08% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), EAGG annualized +0.98% vs +12.02% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EAGG or SCHD?
SCHD has been the more volatile fund at 16.5% annualized versus 5.6% for EAGG. Worst drawdown: EAGG -19.4% vs SCHD -33.4%.
Should I hold both EAGG and SCHD?
EAGG and SCHD have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EAGG or SCHD?
EAGG yields 4.07% while SCHD yields 3.00%, so EAGG currently pays the higher dividend yield.
Is SCHD better than EAGG?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.