EFAA vs SPY

EFAA vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. EFAA offers more diversification with 708 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: EFAA

Side-by-Side Comparison

MetricEFAASPYWinner
Expense Ratio0.39%0.09%
AUM$644M$821.1B
Dividend Yield8.11%1.01%
Holdings708505
YTD Return+9.97%+13.17%
1Y Return+17.71%+21.53%
3Y Return (annualized)-+22.06%
5Y Return (annualized)-+13.35%
Volatility (annualized)8.4%15.3%
Max Drawdown-12.0%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionJul 17, 2024Jan 22, 1993

EFAA vs SPY Performance

Invesco MSCI EAFE Income Advantage ETF (EFAA) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EFAA returned +17.71% while SPY returned +21.53%. Year to date, EFAA is up 9.97% versus a gain of 13.17% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.4% for EFAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.0% for EFAA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFAA charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, EFAA currently yields 8.11% against 1.01% for SPY.

Holdings Overlap

0.4%overlap

EFAA and SPY share 2 holdings out of 1142 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EFAAWeight in SPYDifference
JPM0.35%1.44%1.09%
HBAN0.07%0.05%0.02%

Frequently Asked Questions

Which is cheaper, EFAA or SPY?

EFAA has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, EFAA or SPY?

Over the past year EFAA returned +17.71% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), EFAA annualized +15.32% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, EFAA or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 8.4% for EFAA. Worst drawdown: EFAA -12.0% vs SPY -56.5%.

Should I hold both EFAA and SPY?

EFAA and SPY have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFAA and SPY?

EFAA and SPY share 2 common holdings with a 0.4% weight overlap. Combined, they hold 1142 unique securities.

Which pays a higher dividend, EFAA or SPY?

EFAA yields 8.11% while SPY yields 1.01%, so EFAA currently pays the higher dividend yield.

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