EFFI vs VXUS
EFFI vs VXUS
Harbor Osmosis International Resource Efficient ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | EFFI | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.05% | |
| AUM | $146M | $156.5B | |
| Dividend Yield | 4.14% | 2.60% | |
| Holdings | 84 | 8,747 | |
| YTD Return | +12.40% | +14.57% | |
| 1Y Return | +22.91% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 10.6% | 15.1% | |
| Max Drawdown | -13.6% | -39.9% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 10, 2024 | Jan 26, 2011 |
EFFI vs VXUS Performance
Harbor Osmosis International Resource Efficient ETF (EFFI) is a ETF from Harbor Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year EFFI returned +22.91% while VXUS returned +27.82%. Year to date, EFFI is up 12.40% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.6% for EFFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.6% for EFFI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFFI charges 0.55% per year while VXUS charges 0.05%. On a $10,000 position that is $55 vs $5 annually, a gap of $50 per year that compounds over a long holding period. On income, EFFI currently yields 4.14% against 2.60% for VXUS.
Holdings Overlap
EFFI and VXUS share 49 holdings out of 7885 unique holdings combined, representing a 7.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EFFI | Weight in VXUS | Difference |
|---|---|---|---|
| 8015:JP | 3.97% | 0.07% | 3.90% |
| MBG:SG | 3.81% | 0.12% | 3.69% |
| OR:PA | 3.57% | 0.16% | 3.41% |
| SOBIV:ST | Pro | Pro | Pro |
| 6861:JP | Pro | Pro | Pro |
| AZN:LN | Pro | Pro | Pro |
| RY:CA | Pro | Pro | Pro |
| LUG:CA | Pro | Pro | Pro |
| UCG:MI | Pro | Pro | Pro |
| SAN:NZ | Pro | Pro | Pro |
See all 10 holdings EFFI shares with VXUS Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, EFFI or VXUS?
EFFI has an expense ratio of 0.55% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, EFFI or VXUS?
Over the past year EFFI returned +22.91% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), EFFI annualized +25.70% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, EFFI or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 10.6% for EFFI. Worst drawdown: EFFI -13.6% vs VXUS -39.9%.
Should I hold both EFFI and VXUS?
EFFI and VXUS have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFFI and VXUS?
EFFI and VXUS share 49 common holdings with a 7.7% weight overlap. Combined, they hold 7885 unique securities.
Which pays a higher dividend, EFFI or VXUS?
EFFI yields 4.14% while VXUS yields 2.60%, so EFFI currently pays the higher dividend yield.
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