EJAN vs SCHD
Innovator Emerging Markets Power Buffer ETF - January vs Schwab US Dividend Equity ETF
Which is better, EJAN or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EJAN | SCHD |
|---|---|---|
| Expense Ratio | 0.89% | 0.06%Best |
| AUM | $150M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 12 | 103 |
| YTD Return | +8.55% | +23.46%Best |
| 1Y Return | +11.84% | +27.20%Best |
| 3Y Return (annualized) | +10.05% | +15.41%Best |
| 5Y Return (annualized) | +4.46% | +10.16%Best |
| Volatility (annualized) | 11.1%Best | 16.9% |
| Max Drawdown | -22.2%Best | -33.4% |
| $10,000 over 5 years | $12,438 | $16,223Best |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Jan 1, 2020 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 2, 2020 to Sep 18, 2026 (6.7 years).
EJAN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.7 years both funds cover.
EJAN vs SCHD Performance
Innovator Emerging Markets Power Buffer ETF - January (EJAN) is an ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EJAN returned +11.84% while SCHD returned +27.20%. Year to date, EJAN is up 8.55% versus a gain of 23.46% for SCHD.
Over three years, EJAN compounded at +10.05% per year against +15.41% for SCHD; over five years the annualized figures are +4.46% and +10.16% respectively. Across the full 7-year window we track, SCHD has the edge at +11.77% annualized vs +4.74%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 11.1% for EJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.2% for EJAN and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EJAN charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, EJAN currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of EJAN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EJAN or SCHD?
EJAN has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option, by $83 a year on a $10,000 investment.
Which performed better, EJAN or SCHD?
Over the past year EJAN returned +11.84% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), EJAN annualized +4.74% vs +11.77% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EJAN or SCHD?
SCHD has been the more volatile fund at 16.9% annualized versus 11.1% for EJAN. Worst drawdown: EJAN -22.2% vs SCHD -33.4%.
Should I hold both EJAN and SCHD?
EJAN and SCHD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EJAN or SCHD?
EJAN yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EJAN?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.