ELD vs VTI
WisdomTree Emerging Markets Local Debt Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | ELD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $143M | $666.9B | |
| Dividend Yield | 5.98% | 1.07% | |
| Holdings | 235 | 3,543 | |
| YTD Return | +2.50% | +14.82% | |
| 1Y Return | +8.19% | +22.43% | |
| 3Y Return (annualized) | +7.55% | +21.93% | |
| 5Y Return (annualized) | +3.19% | +12.34% | |
| Volatility (annualized) | 11.1% | 15.4% | |
| Max Drawdown | -52.2% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 9, 2010 | May 24, 2001 |
ELD vs VTI Performance
WisdomTree Emerging Markets Local Debt Fund (ELD) is a ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ELD returned +8.19% while VTI returned +22.43%. Year to date, ELD is up 2.50% versus a gain of 14.82% for VTI.
Over three years, ELD compounded at +7.55% per year against +21.93% for VTI; over five years the annualized figures are +3.19% and +12.34% respectively. Across the full 16-year window we track, VTI has the edge at +8.16% annualized vs -1.69%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.1% for ELD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -52.2% for ELD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ELD charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, ELD currently yields 5.98% against 1.07% for VTI.
Holdings Overlap
ELD and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ELD or VTI?
ELD has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, ELD or VTI?
Over the past year ELD returned +8.19% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), ELD annualized -1.69% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, ELD or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 11.1% for ELD. Worst drawdown: ELD -52.2% vs VTI -56.6%.
Should I hold both ELD and VTI?
ELD and VTI have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ELD and VTI?
ELD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, ELD or VTI?
ELD yields 5.98% while VTI yields 1.07%, so ELD currently pays the higher dividend yield.
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