EMBD vs VTI
Global X Emerging Markets Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | EMBD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $249M | $663.5B | |
| Dividend Yield | 5.65% | 1.07% | |
| Holdings | 234 | 3,543 | |
| YTD Return | +1.45% | +14.16% | |
| 1Y Return | +6.14% | +23.62% | |
| 3Y Return (annualized) | +8.82% | +21.43% | |
| 5Y Return (annualized) | +2.82% | +12.33% | |
| Volatility (annualized) | 8.8% | 15.3% | |
| Max Drawdown | -25.0% | -56.6% | |
| Fund Family | Global X by mirae Asset | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 1, 2020 | May 24, 2001 |
EMBD vs VTI Performance
Global X Emerging Markets Bond ETF (EMBD) is a ETF from Global X by mirae Asset and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EMBD returned +6.14% while VTI returned +23.62%. Year to date, EMBD is up 1.45% versus a gain of 14.16% for VTI.
Over three years, EMBD compounded at +8.82% per year against +21.43% for VTI; over five years the annualized figures are +2.82% and +12.33% respectively. Across the full 6-year window we track, VTI has the edge at +8.14% annualized vs +3.28%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.8% for EMBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for EMBD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EMBD charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, EMBD currently yields 5.65% against 1.07% for VTI.
Holdings Overlap
EMBD and VTI share 0 holdings out of 2860 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EMBD or VTI?
EMBD has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, EMBD or VTI?
Over the past year EMBD returned +6.14% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), EMBD annualized +3.28% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, EMBD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 8.8% for EMBD. Worst drawdown: EMBD -25.0% vs VTI -56.6%.
Should I hold both EMBD and VTI?
EMBD and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EMBD and VTI?
EMBD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2860 unique securities.
Which pays a higher dividend, EMBD or VTI?
EMBD yields 5.65% while VTI yields 1.07%, so EMBD currently pays the higher dividend yield.
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