EMHC vs QQQ

EMHC vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. EMHC offers more diversification with 542 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: EMHC

Side-by-Side Comparison

MetricEMHCQQQWinner
Expense Ratio0.23%0.18%
AUM$292M$496.3B
Dividend Yield6.20%0.44%
Holdings542108
YTD Return+1.16%+16.64%
1Y Return+6.53%+27.27%
3Y Return (annualized)+8.79%+25.96%
5Y Return (annualized)+1.12%+14.54%
Volatility (annualized)9.7%30.6%
Max Drawdown-28.0%-83.0%
Fund FamilyState Street Investment ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionApr 6, 2021Mar 10, 1999

EMHC vs QQQ Performance

State Street SPDR Bloomberg Emerging Markets USD Bond ETF (EMHC) is a ETF from State Street Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year EMHC returned +6.53% while QQQ returned +27.27%. Year to date, EMHC is up 1.16% versus a gain of 16.64% for QQQ.

Over three years, EMHC compounded at +8.79% per year against +25.96% for QQQ; over five years the annualized figures are +1.12% and +14.54% respectively. Across the full 5-year window we track, QQQ has the edge at +13.03% annualized vs +1.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 9.7% for EMHC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.0% for EMHC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EMHC charges 0.23% per year while QQQ charges 0.18%. On a $10,000 position that is $23 vs $18 annually, a gap of $5 per year that compounds over a long holding period. On income, EMHC currently yields 6.20% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

EMHC and QQQ share 0 holdings out of 110 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EMHC or QQQ?

EMHC has an expense ratio of 0.23% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, EMHC or QQQ?

Over the past year EMHC returned +6.53% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), EMHC annualized +1.67% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, EMHC or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 9.7% for EMHC. Worst drawdown: EMHC -28.0% vs QQQ -83.0%.

Should I hold both EMHC and QQQ?

EMHC and QQQ have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMHC and QQQ?

EMHC and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 110 unique securities.

Which pays a higher dividend, EMHC or QQQ?

EMHC yields 6.20% while QQQ yields 0.44%, so EMHC currently pays the higher dividend yield.

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