EMHY vs VYM

EMHY vs VYM

Which is better, EMHY or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEMHYVYM
Expense Ratio0.50%0.04%Best
AUM$641M$81.6B
Dividend Yield6.49%2.22%
Holdings688613
YTD Return-1.47%+13.15%Best
1Y Return+1.33%+17.82%Best
3Y Return (annualized)+10.24%+17.99%Best
5Y Return (annualized)+3.10%+12.16%Best
Volatility (annualized)9.9%Best13.1%
Max Drawdown-58.8%-35.7%Best
$10,000 over 5 years$11,649$17,750Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionApr 3, 2012Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 3, 2012 to Sep 10, 2026 (14.4 years).

EMHY vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.4 years both funds cover.

EMHY vs VYM Performance

iShares JP Morgan Emerging Market High Yield Bond ETF (EMHY) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year EMHY returned +1.33% while VYM returned +17.82%. Year to date, EMHY is down 1.47% versus a gain of 13.15% for VYM.

Over three years, EMHY compounded at +10.24% per year against +17.99% for VYM; over five years the annualized figures are +3.10% and +12.16% respectively. Across the full 14-year window we track, VYM has the edge at +9.91% annualized vs +4.44%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 9.9% for EMHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for EMHY and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.

Fees and Cost Over Time

EMHY charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, EMHY currently yields 6.49% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 137 holdings in EMHY and 603 in VYM, totalling 22.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 137 positions we hold weights for in EMHY and 603 in VYM, against full books of 688 and 613.

You are not choosing between two funds in isolation.

Whichever of EMHY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EMHYVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EMHY or VYM?

EMHY has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, EMHY or VYM?

Over the past year EMHY returned +1.33% vs +17.82% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (14 years), EMHY annualized +4.44% vs +9.91% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EMHY or VYM?

VYM has been the more volatile fund at 13.1% annualized versus 9.9% for EMHY. Worst drawdown: EMHY -58.8% vs VYM -35.7%.

Should I hold both EMHY and VYM?

EMHY and VYM have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EMHY or VYM?

EMHY yields 6.49% while VYM yields 2.22%, so EMHY currently pays the higher dividend yield.

Is VYM better than EMHY?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.