EMLC vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricEMLCVOOWinner
Expense Ratio0.30%0.03%
AUM$4.8B$979.0B
Dividend Yield6.15%1.09%
Holdings507509
YTD Return+2.02%+13.44%
1Y Return+7.67%+22.62%
3Y Return (annualized)+6.71%+21.47%
5Y Return (annualized)+2.01%+13.27%
Volatility (annualized)11.1%14.1%
Max Drawdown-56.3%-34.3%
Fund FamilyVanEckVanguard (US)
CategoryFixed IncomeEquity
InceptionJul 22, 2010Sep 7, 2010

EMLC vs VOO Performance

VanEck JP Morgan EM Local Currency Bond ETF (EMLC) is a ETF from VanEck and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year EMLC returned +7.67% while VOO returned +22.62%. Year to date, EMLC is up 2.02% versus a gain of 13.44% for VOO.

Over three years, EMLC compounded at +6.71% per year against +21.47% for VOO; over five years the annualized figures are +2.01% and +13.27% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs -2.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.1% for EMLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.3% for EMLC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMLC charges 0.30% per year while VOO charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, EMLC currently yields 6.15% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

EMLC and VOO share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EMLC or VOO?

EMLC has an expense ratio of 0.30% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, EMLC or VOO?

Over the past year EMLC returned +7.67% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), EMLC annualized -2.35% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, EMLC or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 11.1% for EMLC. Worst drawdown: EMLC -56.3% vs VOO -34.3%.

Should I hold both EMLC and VOO?

EMLC and VOO have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMLC and VOO?

EMLC and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, EMLC or VOO?

EMLC yields 6.15% while VOO yields 1.09%, so EMLC currently pays the higher dividend yield.

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