EPMB vs SCHD
Harbor Mid Cap Core ETF vs Schwab US Dividend Equity ETF
Which is better, EPMB or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. EPMB led over the full window, SCHD over 1Y. EPMB is less concentrated, with 25.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPMB | SCHD |
|---|---|---|
| Expense Ratio | 0.88% | 0.06%Best |
| AUM | $5M | $112.1B |
| Dividend Yield | 1.55% | 3.00% |
| Holdings | 60 | 103 |
| YTD Return | +12.88% | +21.99%Best |
| 1Y Return | +21.43% | +25.92%Best |
| 3Y Return (annualized) | - | +15.66% |
| 5Y Return (annualized) | - | +9.48% |
| Volatility (annualized) | 12.3%Best | 13.1% |
| Max Drawdown | -8.9% | -5.5%Best |
| $10,000 over 1.4 years | $13,409Best | $13,388 |
| Top 10 Weight | 25.4%Best | 41.8% |
| Fund Family | Harbor Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | May 1, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 2, 2025 to Sep 23, 2026 (1.4 years).
EPMB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
EPMB vs SCHD Performance
Harbor Mid Cap Core ETF (EPMB) is an ETF from Harbor Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EPMB returned +21.43% while SCHD returned +25.92%. Year to date, EPMB is up 12.88% versus a gain of 21.99% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 12.3% for EPMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for EPMB and -5.5% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EPMB charges 0.88% per year while SCHD charges 0.06%. On a $10,000 position that is $88 vs $6 annually, a gap of $82 per year that compounds over a long holding period. On income, EPMB currently yields 1.55% against 3.00% for SCHD.
Holdings Overlap
10.6% of EPMB's money is in holdings SCHD also owns. 5.9% of SCHD's money is in holdings EPMB also owns.
EPMB and SCHD share little of their money.
8 positions in common, counted across the 59 positions we hold weights for in EPMB and 100 in SCHD, against full books of 60 and 103.
What only one of them owns
Our book lists 91 positions for SCHD that do not appear in our book for EPMB (94.0% of the fund), and 49 for EPMB that do not appear in SCHD (82.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EPMB | Weight in SCHD | Difference |
|---|---|---|---|
| SLBSchlumberger Nv. | 1.04% | 2.19% | 1.15% |
| DVNDevon Energy Corporation | 1.53% | 1.36% | 0.17% |
| DRIDarden Restaurants Inc. | 1.77% | 0.60% | 1.17% |
| SNASnap-On Inc. | 1.80% | 0.49% | 1.31% |
| EWBCEast West Bancorp, Inc. | 1.65% | 0.42% | 1.23% |
| SWKSSkyworks Solutions Inc. | 1.35% | 0.25% | 1.10% |
| BRBroadridge Financial Solutions, Inc. | 0.89% | 0.51% | 0.38% |
| MURMurphy Oil Corp | 0.60% | 0.12% | 0.48% |
You are not choosing between two funds in isolation.
Whichever of EPMB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPMB or SCHD?
EPMB has an expense ratio of 0.88% while SCHD charges 0.06%. SCHD is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, EPMB or SCHD?
Over the past year EPMB returned +21.43% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), EPMB annualized +23.31% vs +23.17% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPMB or SCHD?
SCHD has been the more volatile fund at 13.1% annualized versus 12.3% for EPMB. Worst drawdown: EPMB -8.9% vs SCHD -5.5%.
Should I hold both EPMB and SCHD?
EPMB and SCHD have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPMB and SCHD?
10.6% of EPMB's money is in holdings SCHD also owns. 5.9% of SCHD's is in holdings EPMB also owns. They hold 8 positions in common, counted across the 59 positions we hold weights for in EPMB and 100 in SCHD.
Which pays a higher dividend, EPMB or SCHD?
EPMB yields 1.55% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EPMB?
SCHD has a lower expense ratio. EPMB led over the full window, SCHD over 1Y. EPMB is less concentrated, with 25.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.