EPRF vs VOO
Innovator S&P Investment Grade Preferred ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | EPRF | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.47% | 0.03% | |
| AUM | $68M | $979.0B | |
| Dividend Yield | 5.71% | 1.09% | |
| Holdings | 81 | 509 | |
| YTD Return | -6.77% | +13.79% | |
| 1Y Return | -7.55% | +23.01% | |
| 3Y Return (annualized) | +0.81% | +21.78% | |
| 5Y Return (annualized) | -3.22% | +13.39% | |
| Volatility (annualized) | 10.6% | 14.1% | |
| Max Drawdown | -26.8% | -34.3% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | May 23, 2016 | Sep 7, 2010 |
EPRF vs VOO Performance
Innovator S&P Investment Grade Preferred ETF (EPRF) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year EPRF returned -7.55% while VOO returned +23.01%. Year to date, EPRF is down 6.77% versus a gain of 13.79% for VOO.
Over three years, EPRF compounded at +0.81% per year against +21.78% for VOO; over five years the annualized figures are -3.22% and +13.39% respectively. Across the full 10-year window we track, VOO has the edge at +13.57% annualized vs +0.72%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.6% for EPRF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for EPRF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EPRF charges 0.47% per year while VOO charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, EPRF currently yields 5.71% against 1.09% for VOO.
Holdings Overlap
EPRF and VOO share 3 holdings out of 570 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPRF or VOO?
EPRF has an expense ratio of 0.47% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, EPRF or VOO?
Over the past year EPRF returned -7.55% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (10 years), EPRF annualized +0.72% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, EPRF or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 10.6% for EPRF. Worst drawdown: EPRF -26.8% vs VOO -34.3%.
Should I hold both EPRF and VOO?
EPRF and VOO have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EPRF and VOO?
EPRF and VOO share 3 common holdings with a 0.3% weight overlap. Combined, they hold 570 unique securities.
Which pays a higher dividend, EPRF or VOO?
EPRF yields 5.71% while VOO yields 1.09%, so EPRF currently pays the higher dividend yield.
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