EUM vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricEUMIVVWinner
Expense Ratio0.95%0.03%
AUM$10M$865.2B
Dividend Yield4.31%1.09%
Holdings7508
YTD Return-17.57%+13.72%
1Y Return-26.59%+21.64%
3Y Return (annualized)-15.85%+21.55%
5Y Return (annualized)-6.23%+13.27%
Volatility (annualized)19.5%15.1%
Max Drawdown-94.0%-56.5%
Fund FamilyProSharesiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionOct 30, 2007May 15, 2000

EUM vs IVV Performance

ProShares Short MSCI Emerging Markets (EUM) is a ETF from ProShares and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EUM returned -26.59% while IVV returned +21.64%. Year to date, EUM is down 17.57% versus a gain of 13.72% for IVV.

Over three years, EUM compounded at -15.85% per year against +21.55% for IVV; over five years the annualized figures are -6.23% and +13.27% respectively. Across the full 19-year window we track, IVV has the edge at +7.04% annualized vs -10.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EUM has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -94.0% for EUM and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EUM charges 0.95% per year while IVV charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, EUM currently yields 4.31% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

EUM and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EUM or IVV?

EUM has an expense ratio of 0.95% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, EUM or IVV?

Over the past year EUM returned -26.59% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), EUM annualized -10.46% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, EUM or IVV?

EUM has been the more volatile fund at 19.5% annualized versus 15.1% for IVV. Worst drawdown: EUM -94.0% vs IVV -56.5%.

Should I hold both EUM and IVV?

EUM and IVV have a monthly-return correlation of -0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EUM and IVV?

EUM and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, EUM or IVV?

EUM yields 4.31% while IVV yields 1.09%, so EUM currently pays the higher dividend yield.

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