FBY vs VTI
YieldMax META Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FBY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.06% | 0.03% | |
| AUM | $109M | $663.5B | |
| Dividend Yield | 59.17% | 1.07% | |
| Holdings | 18 | 3,543 | |
| YTD Return | -10.96% | +14.96% | |
| 1Y Return | -24.09% | +22.39% | |
| 3Y Return (annualized) | +16.01% | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 25.2% | 15.4% | |
| Max Drawdown | -31.5% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 27, 2023 | May 24, 2001 |
FBY vs VTI Performance
YieldMax META Option Income Strategy ETF (FBY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FBY returned -24.09% while VTI returned +22.39%. Year to date, FBY is down 10.96% versus a gain of 14.96% for VTI.
Over three years, FBY compounded at +16.01% per year against +21.51% for VTI. Across the full 3-year window we track, FBY has the edge at +14.12% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FBY has been the more volatile fund, with annualized monthly volatility of 25.2% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.5% for FBY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FBY charges 1.06% per year while VTI charges 0.03%. On a $10,000 position that is $106 vs $3 annually, a gap of $103 per year that compounds over a long holding period. On income, FBY currently yields 59.17% against 1.07% for VTI.
Holdings Overlap
FBY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FBY or VTI?
FBY has an expense ratio of 1.06% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, FBY or VTI?
Over the past year FBY returned -24.09% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), FBY annualized +14.12% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, FBY or VTI?
FBY has been the more volatile fund at 25.2% annualized versus 15.4% for VTI. Worst drawdown: FBY -31.5% vs VTI -56.6%.
Should I hold both FBY and VTI?
FBY and VTI have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FBY and VTI?
FBY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, FBY or VTI?
FBY yields 59.17% while VTI yields 1.07%, so FBY currently pays the higher dividend yield.
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