FCLO vs QQQ

FCLO vs QQQ
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Quick Verdict

FCLO has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: FCLOHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricFCLOQQQWinner
Expense Ratio0.00%0.18%
AUM$31M$496.3B
Dividend Yield3.09%0.44%
Holdings20108
YTD Return+2.87%+19.52%
1Y Return-+26.68%
3Y Return (annualized)-+26.64%
5Y Return (annualized)-+15.36%
Volatility (annualized)-30.6%
Max Drawdown-0.6%-83.0%
Fund FamilyFidelity Investments (US)Invesco (US)
CategoryFixed IncomeEquity
InceptionFeb 12, 2026Mar 10, 1999

FCLO vs QQQ Performance

Fidelity CLO ETF (FCLO) is a ETF from Fidelity Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, FCLO is up 2.87% versus a gain of 19.52% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.6% for FCLO and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FCLO charges 0.00% per year while QQQ charges 0.18%. On a $10,000 position that is $0 vs $18 annually, a gap of $18 per year that compounds over a long holding period. On income, FCLO currently yields 3.09% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

FCLO and QQQ share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FCLO or QQQ?

FCLO has an expense ratio of 0.00% while QQQ charges 0.18%. FCLO is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

What is the holdings overlap between FCLO and QQQ?

FCLO and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.

Which pays a higher dividend, FCLO or QQQ?

FCLO yields 3.09% while QQQ yields 0.44%, so FCLO currently pays the higher dividend yield.

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