FDIG vs VYM
Fidelity Crypto Industry and Digital Payments ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | FDIG | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.04% | |
| AUM | $248M | $81.6B | |
| Dividend Yield | 1.53% | 2.24% | |
| Holdings | 66 | 616 | |
| YTD Return | +3.92% | +16.42% | |
| 1Y Return | +9.91% | +24.22% | |
| 3Y Return (annualized) | +30.51% | +19.03% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 60.9% | 14.6% | |
| Max Drawdown | -58.3% | -58.8% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 19, 2022 | Nov 10, 2006 |
FDIG vs VYM Performance
Fidelity Crypto Industry and Digital Payments ETF (FDIG) is a ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FDIG returned +9.91% while VYM returned +24.22%. Year to date, FDIG is up 3.92% versus a gain of 16.42% for VYM.
Over three years, FDIG compounded at +30.51% per year against +19.03% for VYM. Across the full 4-year window we track, FDIG has the edge at +14.97% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIG has been the more volatile fund, with annualized monthly volatility of 60.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.3% for FDIG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FDIG charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, FDIG currently yields 1.53% against 2.24% for VYM.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, FDIG or VYM?
FDIG has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, FDIG or VYM?
Over the past year FDIG returned +9.91% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), FDIG annualized +14.97% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, FDIG or VYM?
FDIG has been the more volatile fund at 60.9% annualized versus 14.6% for VYM. Worst drawdown: FDIG -58.3% vs VYM -58.8%.
Should I hold both FDIG and VYM?
FDIG and VYM have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDIG and VYM?
FDIG and VYM share 2 common holdings with a 0.1% weight overlap. Combined, they hold 657 unique securities.
Which pays a higher dividend, FDIG or VYM?
FDIG yields 1.53% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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