FDIG vs VYM
Fidelity Crypto Industry and Digital Payments ETF vs Vanguard High Dividend Yield ETF
Which is better, FDIG or VYM?
Multi Alternative against Large Cap Value.
VYM has a lower expense ratio. FDIG led over 3Y and the full window, VYM over 1Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDIG | VYM |
|---|---|---|
| Expense Ratio | 0.39% | 0.04%Best |
| AUM | $248M | $81.6B |
| Dividend Yield | 1.53% | 2.24% |
| Holdings | 79 | 613 |
| YTD Return | +13.20% | +14.82%Best |
| 1Y Return | +17.78% | +20.84%Best |
| 3Y Return (annualized) | +38.03%Best | +18.64% |
| 5Y Return (annualized) | - | +12.28% |
| Volatility (annualized) | 60.3% | 13.8%Best |
| Max Drawdown | -58.3% | -15.0%Best |
| $10,000 over 4.4 years | $19,976Best | $16,439 |
| Top 10 Weight | 41.8% | 25.9%Best |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Apr 19, 2022 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Apr 21, 2022 to Sep 4, 2026 (4.4 years).
FDIG vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.
FDIG vs VYM Performance
Fidelity Crypto Industry and Digital Payments ETF (FDIG) is an ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FDIG returned +17.78% while VYM returned +20.84%. Year to date, FDIG is up 13.20% versus a gain of 14.82% for VYM.
Over three years, FDIG compounded at +38.03% per year against +18.64% for VYM. Across the full 4-year window we track, FDIG has the edge at +17.03% annualized vs +11.96%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIG has been the more volatile fund, with annualized monthly volatility of 60.3% compared with 13.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.3% for FDIG and -15.0% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FDIG charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, FDIG currently yields 1.53% against 2.24% for VYM.
Holdings Overlap
2.1% of FDIG's money is in holdings VYM also owns. 0.1% of VYM's money is in holdings FDIG also owns.
FDIG and VYM share little of their money.
1 positions in common, counted across the 54 positions we hold weights for in FDIG and 603 in VYM, against full books of 79 and 613.
What only one of them owns
Our book lists 569 positions for VYM that do not appear in our book for FDIG (97.4% of the fund), and 36 for FDIG that do not appear in VYM (79.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FDIG | Weight in VYM | Difference |
|---|---|---|---|
| GPNGlobal Payments Inc. | 2.09% | 0.05% | 2.04% |
You are not choosing between two funds in isolation.
Whichever of FDIG and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDIG or VYM?
FDIG has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, FDIG or VYM?
Over the past year FDIG returned +17.78% vs +20.84% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), FDIG annualized +17.03% vs +11.96% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDIG or VYM?
FDIG has been the more volatile fund at 60.3% annualized versus 13.8% for VYM. Worst drawdown: FDIG -58.3% vs VYM -15.0%.
Should I hold both FDIG and VYM?
FDIG and VYM have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDIG and VYM?
2.1% of FDIG's money is in holdings VYM also owns. 0.1% of VYM's is in holdings FDIG also owns. They hold 1 positions in common, counted across the 54 positions we hold weights for in FDIG and 603 in VYM.
Which pays a higher dividend, FDIG or VYM?
FDIG yields 1.53% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
Is VYM better than FDIG?
VYM has a lower expense ratio. FDIG led over 3Y and the full window, VYM over 1Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.