FDTX vs SCHD
FDTX vs SCHD
Fidelity Disruptive Technology ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FDTX delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FDTX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $299M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 46 | 104 | |
| YTD Return | +34.80% | +24.26% | |
| 1Y Return | +38.98% | +31.38% | |
| 3Y Return (annualized) | +29.35% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 26.9% | 13.6% | |
| Max Drawdown | -27.2% | -33.4% | |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2023 | Oct 20, 2011 |
FDTX vs SCHD Performance
Fidelity Disruptive Technology ETF (FDTX) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FDTX returned +38.98% while SCHD returned +31.38%. Year to date, FDTX is up 34.80% versus a gain of 24.26% for SCHD.
Over three years, FDTX compounded at +29.35% per year against +15.08% for SCHD. Across the full 3-year window we track, FDTX has the edge at +27.64% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDTX has been the more volatile fund, with annualized monthly volatility of 26.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.2% for FDTX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FDTX charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, FDTX currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
FDTX and SCHD share 0 holdings out of 143 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDTX or SCHD?
FDTX has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, FDTX or SCHD?
Over the past year FDTX returned +38.98% vs +31.38% for SCHD, so FDTX leads on 1-year performance. Over the longest common window we track (3 years), FDTX annualized +27.64% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, FDTX or SCHD?
FDTX has been the more volatile fund at 26.9% annualized versus 13.6% for SCHD. Worst drawdown: FDTX -27.2% vs SCHD -33.4%.
Should I hold both FDTX and SCHD?
FDTX and SCHD have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDTX and SCHD?
FDTX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 143 unique securities.
Which pays a higher dividend, FDTX or SCHD?
FDTX yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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