FDTX vs VTI
Fidelity Disruptive Technology ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FDTX delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FDTX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $299M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 46 | 3,543 | |
| YTD Return | +34.80% | +14.20% | |
| 1Y Return | +38.98% | +24.16% | |
| 3Y Return (annualized) | +29.35% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 26.9% | 15.3% | |
| Max Drawdown | -27.2% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2023 | May 24, 2001 |
FDTX vs VTI Performance
Fidelity Disruptive Technology ETF (FDTX) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FDTX returned +38.98% while VTI returned +24.16%. Year to date, FDTX is up 34.80% versus a gain of 14.20% for VTI.
Over three years, FDTX compounded at +29.35% per year against +21.12% for VTI. Across the full 3-year window we track, FDTX has the edge at +27.64% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDTX has been the more volatile fund, with annualized monthly volatility of 26.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.2% for FDTX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDTX charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDTX currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
FDTX and VTI share 27 holdings out of 2799 unique holdings combined, representing a 21.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDTX or VTI?
FDTX has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, FDTX or VTI?
Over the past year FDTX returned +38.98% vs +24.16% for VTI, so FDTX leads on 1-year performance. Over the longest common window we track (3 years), FDTX annualized +27.64% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, FDTX or VTI?
FDTX has been the more volatile fund at 26.9% annualized versus 15.3% for VTI. Worst drawdown: FDTX -27.2% vs VTI -56.6%.
Should I hold both FDTX and VTI?
FDTX and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDTX and VTI?
FDTX and VTI share 27 common holdings with a 21.3% weight overlap. Combined, they hold 2799 unique securities.
Which pays a higher dividend, FDTX or VTI?
FDTX yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.