FDTX vs VTI
Fidelity Disruptive Technology ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FDTX or VTI?
FDTX has been ahead.
VTI has a lower expense ratio. FDTX led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 51.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDTX | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $268M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 46 | 3,543 |
| YTD Return | +41.40%Best | +14.00% |
| 1Y Return | +40.25%Best | +16.88% |
| 3Y Return (annualized) | +35.37%Best | +22.75% |
| 5Y Return (annualized) | - | +12.68% |
| Volatility (annualized) | 26.5% | 13.0%Best |
| Max Drawdown | -27.2% | -19.3%Best |
| $10,000 over 3.3 years | $22,776Best | $18,514 |
| Top 10 Weight | 51.3% | 33.3%Best |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 13, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 12, 2023 to Sep 21, 2026 (3.3 years).
FDTX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
FDTX vs VTI Performance
Fidelity Disruptive Technology ETF (FDTX) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FDTX returned +40.25% while VTI returned +16.88%. Year to date, FDTX is up 41.40% versus a gain of 14.00% for VTI.
Over three years, FDTX compounded at +35.37% per year against +22.75% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDTX has been the more volatile fund, with annualized monthly volatility of 26.5% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.2% for FDTX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDTX charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDTX currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
76.2% of FDTX's money is in holdings VTI also owns. 32.3% of VTI's money is in holdings FDTX also owns.
Most of FDTX is already inside VTI. Owning both mostly buys the same companies twice.
28 positions in common, counted across the 42 positions we hold weights for in FDTX and 3,463 in VTI, against full books of 46 and 3,543.
What only one of them owns
Our book lists 1,124 positions for VTI that do not appear in our book for FDTX (65.2% of the fund), and 3 for FDTX that do not appear in VTI (2.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FDTX | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.68% | 6.40% | 1.72% |
| MUMicron Technology, Inc. | 8.04% | 1.29% | 6.75% |
| MSFTMicrosoft Corp | 4.14% | 4.79% | 0.65% |
| AAPLApple, Inc | 1.17% | 6.29% | 5.12% |
| AMZNAmazon.Com Inc | 3.80% | 3.65% | 0.15% |
| MRVLMarvell Technology Group Ltd. | 7.17% | 0.23% | 6.94% |
| PLTRPalantir Technologies Inc | 5.50% | 0.37% | 5.13% |
| GOOGAlphabet Inc | 3.16% | 2.31% | 0.85% |
| PANWPalo Alto Networks, Inc | 4.82% | 0.38% | 4.44% |
| METAMeta Platforms Inc | 2.49% | 1.70% | 0.79% |
76.2% of FDTX is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDTX or VTI?
FDTX has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, FDTX or VTI?
Over the past year FDTX returned +40.25% vs +16.88% for VTI, so FDTX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDTX or VTI?
FDTX has been the more volatile fund at 26.5% annualized versus 13.0% for VTI. Worst drawdown: FDTX -27.2% vs VTI -19.3%.
Should I hold both FDTX and VTI?
FDTX and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FDTX and VTI?
76.2% of FDTX's money is in holdings VTI also owns. 32.3% of VTI's is in holdings FDTX also owns. They hold 28 positions in common, counted across the 42 positions we hold weights for in FDTX and 3,463 in VTI.
Which pays a higher dividend, FDTX or VTI?
FDTX yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FDTX?
VTI has a lower expense ratio. FDTX led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 51.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.