FEBU vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricFEBUQQQWinner
Expense Ratio0.74%0.18%
AUM$50M$455.8B
Dividend Yield0.00%0.41%
Holdings4108
YTD Return+9.86%+18.31%
1Y Return+15.20%+25.37%
3Y Return (annualized)-+25.79%
5Y Return (annualized)-+15.20%
Volatility (annualized)9.1%30.6%
Max Drawdown-11.7%-83.0%
Fund FamilyAllianzIMInvesco (US)
CategoryAlternativeEquity
InceptionJan 31, 2025Mar 10, 1999

FEBU vs QQQ Performance

AllianzIM US Equity Buffer15 Uncapped Feb ETF (FEBU) is a ETF from AllianzIM and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FEBU returned +15.20% while QQQ returned +25.37%. Year to date, FEBU is up 9.86% versus a gain of 18.31% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 9.1% for FEBU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.7% for FEBU and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FEBU charges 0.74% per year while QQQ charges 0.18%. On a $10,000 position that is $74 vs $18 annually, a gap of $56 per year that compounds over a long holding period. On income, FEBU currently yields 0.00% against 0.41% for QQQ.

Frequently Asked Questions

Which is cheaper, FEBU or QQQ?

FEBU has an expense ratio of 0.74% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, FEBU or QQQ?

Over the past year FEBU returned +15.20% vs +25.37% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), FEBU annualized +13.55% vs +13.10% for QQQ. Past performance does not guarantee future results.

Which is riskier, FEBU or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 9.1% for FEBU. Worst drawdown: FEBU -11.7% vs QQQ -83.0%.

Should I hold both FEBU and QQQ?

FEBU and QQQ have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, FEBU or QQQ?

FEBU yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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