FEBW vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricFEBWIVVWinner
Expense Ratio0.74%0.03%
AUM$197M$865.2B
Dividend Yield0.00%1.09%
Holdings5508
YTD Return+6.20%+13.72%
1Y Return+10.79%+21.64%
3Y Return (annualized)+10.83%+21.55%
5Y Return (annualized)-+13.27%
Volatility (annualized)5.3%15.1%
Max Drawdown-8.8%-56.5%
Fund FamilyAllianzIMiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionJan 31, 2023May 15, 2000

FEBW vs IVV Performance

AllianzIM US Equity Buffer20 Feb ETF (FEBW) is a ETF from AllianzIM and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FEBW returned +10.79% while IVV returned +21.64%. Year to date, FEBW is up 6.20% versus a gain of 13.72% for IVV.

Over three years, FEBW compounded at +10.83% per year against +21.55% for IVV. Across the full 4-year window we track, FEBW has the edge at +10.80% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.3% for FEBW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.8% for FEBW and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FEBW charges 0.74% per year while IVV charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, FEBW currently yields 0.00% against 1.09% for IVV.

Frequently Asked Questions

Which is cheaper, FEBW or IVV?

FEBW has an expense ratio of 0.74% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, FEBW or IVV?

Over the past year FEBW returned +10.79% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), FEBW annualized +10.80% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, FEBW or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 5.3% for FEBW. Worst drawdown: FEBW -8.8% vs IVV -56.5%.

Should I hold both FEBW and IVV?

FEBW and IVV have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, FEBW or IVV?

FEBW yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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