FFC vs VOO
Flaherty & Crumrine Preferred Securities Income Fund Incorporated vs Vanguard S&P 500 ETF
Which is better, FFC or VOO?
Preferred Stock against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFC | VOO |
|---|---|---|
| Expense Ratio | 1.23% | 0.03%Best |
| AUM | $826M | $997.4B |
| Dividend Yield | 7.20% | 1.04% |
| Holdings | 252 | 509 |
| YTD Return | -1.84% | +12.37%Best |
| 1Y Return | -1.14% | +16.61%Best |
| 3Y Return (annualized) | +13.58% | +21.37%Best |
| 5Y Return (annualized) | -0.31% | +13.49%Best |
| Volatility (annualized) | 15.3% | 14.1%Best |
| Max Drawdown | -54.3% | -34.3%Best |
| $10,000 over 5 years | $9,846 | $18,827Best |
| Fund Family | Flaherty & Crumrine | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Preferred Stock | Large Cap Blend |
| Inception | Jan 31, 2003 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 18, 2026 (16 years).
FFC vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FFC vs VOO Performance
Flaherty & Crumrine Preferred Securities Income Fund Incorporated (FFC) is an ETF from Flaherty & Crumrine and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FFC returned -1.14% while VOO returned +16.61%. Year to date, FFC is down 1.84% versus a gain of 12.37% for VOO.
Over three years, FFC compounded at +13.58% per year against +21.37% for VOO; over five years the annualized figures are -0.31% and +13.49% respectively. Across the full 16-year window we track, VOO has the edge at +13.39% annualized vs +2.04%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFC has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -54.3% for FFC and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FFC charges 1.23% per year while VOO charges 0.03%. On a $10,000 position that is $123 vs $3 annually, a gap of $120 per year that compounds over a long holding period. On income, FFC currently yields 7.20% against 1.04% for VOO.
Holdings Overlap
At least 0.9% of VOO's money is in holdings FFC also owns.
Stated as a floor: for FFC, our book for it covers 81.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
The two holdings books were reported 61 days apart, FFC as of May 31, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
4 positions in common, counted across the 222 positions we hold weights for in FFC and 494 in VOO, against full books of 252 and 509.
You are not choosing between two funds in isolation.
Whichever of FFC and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFC or VOO?
FFC has an expense ratio of 1.23% while VOO charges 0.03%. VOO is the cheaper option, by $120 a year on a $10,000 investment.
Which performed better, FFC or VOO?
Over the past year FFC returned -1.14% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), FFC annualized +2.04% vs +13.39% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FFC or VOO?
FFC has been the more volatile fund at 15.3% annualized versus 14.1% for VOO. Worst drawdown: FFC -54.3% vs VOO -34.3%.
Should I hold both FFC and VOO?
FFC and VOO have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FFC or VOO?
FFC yields 7.20% while VOO yields 1.04%, so FFC currently pays the higher dividend yield.
Is VOO better than FFC?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.