FFEM vs VTI
Fidelity Fundamental Emerging Markets ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FFEM or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. FFEM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFEM | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $62M | $666.9B |
| Dividend Yield | 1.26% | 1.07% |
| Holdings | 125 | 3,543 |
| YTD Return | +25.07%Best | +13.59% |
| 1Y Return | +47.60%Best | +20.00% |
| 3Y Return (annualized) | - | +20.95% |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 17.6% | 12.8%Best |
| Max Drawdown | -16.3%Best | -19.3% |
| $10,000 over 1.8 years | $17,651Best | $13,178 |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Nov 19, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 21, 2024 to Sep 4, 2026 (1.8 years).
FFEM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
FFEM vs VTI Performance
Fidelity Fundamental Emerging Markets ETF (FFEM) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FFEM returned +47.60% while VTI returned +20.00%. Year to date, FFEM is up 25.07% versus a gain of 13.59% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFEM has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 12.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for FFEM and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FFEM charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, FFEM currently yields 1.26% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 106 holdings in FFEM and 2,787 in VTI, totalling 98.5% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 106 positions we hold weights for in FFEM and 2,787 in VTI, against full books of 125 and 3,543.
You are not choosing between two funds in isolation.
Whichever of FFEM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFEM or VTI?
FFEM has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, FFEM or VTI?
Over the past year FFEM returned +47.60% vs +20.00% for VTI, so FFEM leads on 1-year performance. Over the longest common window we track (2 years), FFEM annualized +37.12% vs +16.57% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FFEM or VTI?
FFEM has been the more volatile fund at 17.6% annualized versus 12.8% for VTI. Worst drawdown: FFEM -16.3% vs VTI -19.3%.
Should I hold both FFEM and VTI?
FFEM and VTI have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FFEM or VTI?
FFEM yields 1.26% while VTI yields 1.07%, so FFEM currently pays the higher dividend yield.
Is VTI better than FFEM?
VTI has a lower expense ratio. FFEM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.