FGM vs VTI

FGM vs VTI
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFGMVTIWinner
Expense Ratio0.80%0.03%
AUM$98M$666.9B
Dividend Yield1.40%1.07%
Holdings423,543
YTD Return+1.50%+14.82%
1Y Return+11.19%+22.43%
3Y Return (annualized)+20.78%+21.93%
5Y Return (annualized)+4.46%+12.34%
Volatility (annualized)19.8%15.4%
Max Drawdown-53.6%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionFeb 14, 2012May 24, 2001

FGM vs VTI Performance

First Trust Germany AlphaDEX Fund (FGM) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FGM returned +11.19% while VTI returned +22.43%. Year to date, FGM is up 1.50% versus a gain of 14.82% for VTI.

Over three years, FGM compounded at +20.78% per year against +21.93% for VTI; over five years the annualized figures are +4.46% and +12.34% respectively. Across the full 15-year window we track, VTI has the edge at +8.16% annualized vs +6.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FGM has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.6% for FGM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FGM charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, FGM currently yields 1.40% against 1.07% for VTI.

Holdings Overlap

0.4%overlap

FGM and VTI share 1 holdings out of 2826 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FGMWeight in VTIDifference
MRK1.64%0.44%1.20%

Frequently Asked Questions

Which is cheaper, FGM or VTI?

FGM has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $77 per year of difference.

Which performed better, FGM or VTI?

Over the past year FGM returned +11.19% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), FGM annualized +6.16% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, FGM or VTI?

FGM has been the more volatile fund at 19.8% annualized versus 15.4% for VTI. Worst drawdown: FGM -53.6% vs VTI -56.6%.

Should I hold both FGM and VTI?

FGM and VTI have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FGM and VTI?

FGM and VTI share 1 common holdings with a 0.4% weight overlap. Combined, they hold 2826 unique securities.

Which pays a higher dividend, FGM or VTI?

FGM yields 1.40% while VTI yields 1.07%, so FGM currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free