FGM vs SCHD
First Trust Germany AlphaDEX Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | FGM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.06% | |
| AUM | $98M | $108.7B | |
| Dividend Yield | 1.40% | 3.13% | |
| Holdings | 42 | 104 | |
| YTD Return | +1.50% | +26.54% | |
| 1Y Return | +11.19% | +30.90% | |
| 3Y Return (annualized) | +20.78% | +16.29% | |
| 5Y Return (annualized) | +4.46% | +9.65% | |
| Volatility (annualized) | 19.8% | 13.6% | |
| Max Drawdown | -53.6% | -33.4% | |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 14, 2012 | Oct 20, 2011 |
FGM vs SCHD Performance
First Trust Germany AlphaDEX Fund (FGM) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FGM returned +11.19% while SCHD returned +30.90%. Year to date, FGM is up 1.50% versus a gain of 26.54% for SCHD.
Over three years, FGM compounded at +20.78% per year against +16.29% for SCHD; over five years the annualized figures are +4.46% and +9.65% respectively. Across the full 15-year window we track, SCHD has the edge at +11.51% annualized vs +6.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FGM has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.6% for FGM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FGM charges 0.80% per year while SCHD charges 0.06%. On a $10,000 position that is $80 vs $6 annually, a gap of $74 per year that compounds over a long holding period. On income, FGM currently yields 1.40% against 3.13% for SCHD.
Holdings Overlap
FGM and SCHD share 1 holdings out of 139 unique holdings combined, representing a 1.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FGM | Weight in SCHD | Difference |
|---|---|---|---|
| MRK | 1.64% | 4.26% | 2.62% |
Frequently Asked Questions
Which is cheaper, FGM or SCHD?
FGM has an expense ratio of 0.80% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, FGM or SCHD?
Over the past year FGM returned +11.19% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), FGM annualized +6.16% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, FGM or SCHD?
FGM has been the more volatile fund at 19.8% annualized versus 13.6% for SCHD. Worst drawdown: FGM -53.6% vs SCHD -33.4%.
Should I hold both FGM and SCHD?
FGM and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FGM and SCHD?
FGM and SCHD share 1 common holdings with a 1.6% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, FGM or SCHD?
FGM yields 1.40% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.